No Annual Fee Credit Cards

No-Annual-Fee.com focuses on choice no annual fee credit cards:
To help you in making an educated decision, we collected and organized the most popular "fee-less" credit cards from the Internet. Some credit card issuers (usually banks) charge the cardholder (you!) an annual fee just for having their credit cards...

Why pay an ANNUAL FEE, when you can save yourself this unnecessary expense?
Well, there are certain situations when you should pay an annual fee, to get bonuses or for special features. You might find it beneficial to enroll in a credit card reward program, which could justify an annual fee, in this case, the more you use the card, the more rewards you'll get. Rewards can be free airline miles, cash-back, gift certificates, and more. On the other hand, if you are not looking for these kinds of credit card rewards then do not pay for an unnecessary expense. Instead, choose a card with no annual fee.

To get the best of both worlds,
you can get a credit card that pays you cash back even without charging you an annual fee. Using our navigation bar on the left, you can simply research the various credit card offers on this web site. We have also listed some of the better cards that charge an annual fee, to give you a choice, in case you are considering paying for various rewards. Once you picked the card(s) you like, you can apply online, as credit card application forms are just a click away from this page.

Blue Cash EverydaySM Card from American Express

Annual Fee: None Ongoing APR: 17.24%-22.24% Variable

Earn up to 5% cash back on everyday purchases - even gas! Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time See Terms, Conditions & Disclosures Get More Info         Apply

Discover® More Card

Annual Fee: None Ongoing APR: 10.99-20.99%

Apply NOW! 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 10.99% - 20.99%* 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 20% Cashback Bonus at popular retailers when you shop online through Discover Up to 1% unlimited Cashback Bonus on all other purchases $0 Fraud Liability plus automatic mobile and email fraud alerts No Annual Fee *Click apply to view rates, fees, rewards, limitations and other important information. Get More Info         Apply

True Earnings® Card from Costco and American Express

Annual Fee: None Ongoing APR: 15.24% Variable

Earn Cash Back with the True Earnings® Card from Costco and American Express. American Express® Card and Costco Membership Card in one - with no annual fee for Costco members Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express Get More Info         Apply

Blue Sky from American Express®

Annual Fee: None Ongoing APR: 17.24%-22.24% Variable

Say good-bye to Travel Reward Restrictions! 7,500 bonus points when you spend $1,000 within 3 months — redeemable for a $100 statement credit. No annual fee. Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel —anytime. Pay your bill all at once, or over time. It's up to you. Blue Savings Program(R): big deals on big brands, all the time. Get a decision in as little as 60 seconds. See Terms, Conditions & Disclosures Get More Info         Apply

Miles by Discover® Card

Annual Fee: None Ongoing APR: 10.99%-15.99%

A Miles card with no annual fee! Earn 10,000 Bonus Miles with every $2,000 spent — up to 20,000 Bonus Miles 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information. Get More Info         Apply