No Annual Fee Credit Cards

No-Annual-Fee.com focuses on choice no annual fee credit cards:
To help you in making an educated decision, we collected and organized the most popular "fee-less" credit cards from the Internet. Some credit card issuers (usually banks) charge the cardholder (you!) an annual fee just for having their credit cards...

Why pay an ANNUAL FEE, when you can save yourself this unnecessary expense?
Well, there are certain situations when you should pay an annual fee, to get bonuses or for special features. You might find it beneficial to enroll in a credit card reward program, which could justify an annual fee, in this case, the more you use the card, the more rewards you'll get. Rewards can be free airline miles, cash-back, gift certificates, and more. On the other hand, if you are not looking for these kinds of credit card rewards then do not pay for an unnecessary expense. Instead, choose a card with no annual fee.

To get the best of both worlds,
you can get a credit card that pays you cash back even without charging you an annual fee. Using our navigation bar on the left, you can simply research the various credit card offers on this web site. We have also listed some of the better cards that charge an annual fee, to give you a choice, in case you are considering paying for various rewards. Once you picked the card(s) you like, you can apply online, as credit card application forms are just a click away from this page.

Blue Cash® from American Express

Annual Fee: None Ongoing APR: 17.24%-21.24% Variable

Earn up to 5% cash back on everyday purchases - even gas! Earn a $25 statement credit with $500 in eligible spending No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time Earn up to 5% cash back on eligible purchases at supermarkets, gas stations, drugstores, and more No limit on the cash back you can earn *See Terms, Conditions & Disclosures Get More Info         Apply

Discover® More® Card

Annual Fee: None Ongoing APR: As low as 11.99%-20.99%

Make your money worth More.SM* 0% intro APR on balance transfers for 15 months, then the Regular APR 0% intro APR on purchases for 15 months, then the Regular APR 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee *View rates, fees, rewards and other important information. Get More Info         Apply

True Earnings® Card from Costco and American Express

Annual Fee: None Ongoing APR: 15.24% Variable

Earn Cash Back with the True Earnings® Card from Costco and American Express. No annual fee for Costco members 0% intro APR on purchases for six months Earn cash back wherever you buy, including 3% for gasoline for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% virtually everywhere else Rated 4.5 out of 5 stars in Overall Satisfaction Rating, based on feedback from current TrueEarnings(R) Cardmembers from Costco and American Express Get More Info         Apply

Discover® More® Card - Clear

Annual Fee: None Ongoing APR: As low as 11.99%-20.99%

5% Cashback Bonus®*! 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee *View rates, fees, rewards and other important information. Get More Info         Apply

Blue Sky from American Express(SM)

Annual Fee: None Ongoing APR: 17.24%-21.24% Variable

Say good-bye to Travel Reward Restrictions! No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase Feel secure with protection from fraudulent charges and extensions of manufacturer's warranties on eligible purchases See Terms, Conditions & Disclosures Get More Info         Apply

Miles by Discover® Card

Annual Fee: None Ongoing APR: As low as 10.99%

A Miles card with no annual fee! 12, 000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year 1 Mile per $1 on every purchase Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year No limit on the Miles you earn and Miles don't expire* Fly on any airline, book any hotel or car, with no blackout dates Use Miles for travel, merchandise, gift cards or cash 0% intro APR on purchases and balance transfers for 6 months then the regular APR No Annual Fee, No Over limit Fee, No Redemption Fee *View rates, fees, rewards and other important information. Get More Info         Apply