No Annual Fee Credit Cards

No-Annual-Fee.com focuses on choice no annual fee credit cards:
To help you in making an educated decision, we collected and organized the most popular "fee-less" credit cards from the Internet. Some credit card issuers (usually banks) charge the cardholder (you!) an annual fee just for having their credit cards...

Why pay an ANNUAL FEE, when you can save yourself this unnecessary expense?
Well, there are certain situations when you should pay an annual fee, to get bonuses or for special features. You might find it beneficial to enroll in a credit card reward program, which could justify an annual fee, in this case, the more you use the card, the more rewards you'll get. Rewards can be free airline miles, cash-back, gift certificates, and more. On the other hand, if you are not looking for these kinds of credit card rewards then do not pay for an unnecessary expense. Instead, choose a card with no annual fee.

To get the best of both worlds,
you can get a credit card that pays you cash back even without charging you an annual fee. Using our navigation bar on the left, you can simply research the various credit card offers on this web site. We have also listed some of the better cards that charge an annual fee, to give you a choice, in case you are considering paying for various rewards. Once you picked the card(s) you like, you can apply online, as credit card application forms are just a click away from this page.

Blue Cash® from American Express®

Annual Fee: None Ongoing APR: 17.24%-21.24% Variable

Earn up to 5% cash back on everyday purchases - even gas! 0% intro APR on purchases for 6 months and no annual fee Flexibility to pay over time Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores Receive your cash back automatically as a statement credit *See Terms, Conditions & Disclosures Get More Info         Apply

Discover® More® Card

Annual Fee: None Ongoing APR: As low as 11.99%

Make your money worth More.SM* 0% intro APR on balance transfers for a full 15 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee *View rates, fees, rewards and other important information. Get More Info         Apply

True Earnings® Card from Costco and American Express

Annual Fee: None Ongoing APR: 15.24% Variable

Earn Cash Back with the True Earnings® Card from Costco and American Express. Earn cash back on gas and a $25 statement credit with your first made with the Card. Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco No Annual Fee with your paid Costco Membership The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card No Limit on the Cash Back earned Get More Info         Apply

Discover® More® Card - Clear

Annual Fee: None Ongoing APR: As low as 11.99%

5% Cashback Bonus®*! 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee *View rates, fees, rewards and other important information. Get More Info         Apply

Blue Sky® from American Express®

Annual Fee: None Ongoing APR: 17.24%-21.24% Variable

Say good-bye to Travel Reward Restrictions! 0% intro APR on purchases for 6 months and no annual fee Flexibility to pay over time Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates — get points for flights on any airline, stays at any hotel, and car rentals with any company See Terms, Conditions & Disclosures Get More Info         Apply

Miles by Discover® Card

Annual Fee: None Ongoing APR: As low as 10.99%

A Miles card with no annual fee! 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year Double Miles on your first $3,000 in travel and restaurant purchases each year Double Miles through our exclusive online shopping site One Mile for every dollar on all other purchases Flexible redemption options for travel, gift cards, or cash 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR *View rates, fees, rewards and other important information. Get More Info         Apply