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Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you to get a secured or an unsecured credit card.

This web site lists all American credit cards including low interest rate credit cards, student credit cards, even business credit cards for corporations, etc.
 
   
 

Citi® Diamond Preferred® Rewards Card

Ongoing APR: As low as Prime + 5.49% (Currently 9.49%)
Annual Fee: None
APR for Balance Transfers: 0.00% (for Up to 12 Months*)
Balance Transfer Fee: 3% (minimum $5)*
Cash Advance APR: Prime + 14.99% (Currently 18.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20 Days
Reward Program: Reward Points, Gift Card
Late Fee: $15-$39
Overlimit Fee: $39.00
Issuer: Citibank



Earn points with the Citi® Diamond Preferred® Rewards Card for all kinds of rewards: home, electronics, sports, dining, travel—the list goes on. There's no fee to participate and the points are easy to earn and easy to redeem.

  • 0% APR* on balance transfers for up to 12 months
  • Earn 5 reward points at gas stations, supermarkets and drug stores for 12 months; Earn 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi Identity Theft Solutions
  • Price Protection Program**
  • $0 Liability on unauthorized purchases

*The balance transfer APR is 0% for up to 12 months from the date of the first balance transfer. After the promotional period ends, your standard APR will be applied to any unpaid balances.

**Price Protection coverage is underwritten by Triton Insurance Company. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership.

DETAILS AND INSTRUCTIONS FOR BALANCE TRANSFERS

Just follow these simple steps to start saving money on your high-interest cards.

   1. After receiving your card, you may call our customer service number to transfer your high rate balances.

   2. You may transfer any amount, but the total amount, including any balance transfer fee, must be less than your available credit line. You should not transfer the amount of any disputed purchase or other charge. If you do you may lose your dispute rights. You may not transfer balances from other accounts issued by Citibank (South Dakota), N.A. or its affiliates. Continue to pay the other credit card issuer until we nofity you in writing that we have approved the balance transfer. When we do, we pay the amount of the balance transfer directly to that issuer.

   3. Be ready to pay any balance transfer fee. We bill the entire amount of the balance transfer fee as part of your required minimum payment when the balance transfer posts to your account. We also begin to assess finance charges from the date they post to your account.

   4. Keep your account in good standing. If you do not, we may not approve future balance transfers.

ThankYou Network®

The Citi® Diamond Preferred® Rewards card comes with more than a rewards program--it comes with ThankYou Network, featuring:
Rewards from many of your favorite merchants
More than 1,000 rewards items to choose from
Many rewards starting at just 1,000 ThankYou Points®

Here's a sample of what you can select:

  • Gift certificates for some of the finest stores and restaurants
  • Retail merchandise, from the latest DVDs to sporting equipment
  • Travel on any airline you choose, with no blackout dates (Round-trip tickets start at just 25,000 Points)
  • Hotel stays, car rentals and vacation packages
  • Statement credits toward your billing statement
  • If there's a reward you want that's not in our collection, we'll work to find it for youmdash;we call it "Your Wish Fulfilled"

See web site for complete terms & conditions

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