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Gold Delta Skymiles® Credit Card
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Annual Fee: None for 1 Year; $30-$85 thereafter
APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20 Days
Reward Program: Delta SkyMiles® (SkyTeam® Member)
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Issuer: American Express Co.
Take Advantage of ALWAYS DOUBLE MILES®
Always Double Miles is an automatic benefit of your Delta SkyMiles® Credit Card that allows you to earn free1 travel fast for the things you buy all the time.
You can automatically earn two miles for every eligible dollar you spend at2:
- Delta Air Lines
- Stand-alone supermarkets
- Gas stations
- Drugstores
- Home improvement and hardware stores
- The U.S. Postal Service
- Your wireless service provider
Earn Miles Toward Your Next Vacation
To get off to a flying start, you'll earn 15,000 bonus SkyMiles® the first time you make a purchase with your Card. Earn another 2,500 miles just for adding a second Cardmember to your account. And that's just the beginning. You'll always earn Double Miles on every eligible dollar you spend at supermarkets, drugstores, gas stations, home improvement and hardware stores, and the U.S. Postal Service. You can also earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases. Plus, you'll earn one mile for every eligible dollar on virtually every other purchase you make with the Card. And, SkyMiles never expire.12345
Benefits of the Card
For your added convenience, your Delta Frequent Flyer number is printed right on your Card, so you'll have your frequent flyer information handy whenever you need it. The Card has no annual fee for the first year and a fee of $85 thereafter ($55 is waived, annual fee reduced to $30 if you have a qualifying American Express Consumer Charge Card), a competitive APR and a grace period up to 20 days. Additional Cards are fee-free, so you can share virtually all the benefits and services with your friends or family members. Use your Card everywhere American Express Cards are accepted, and watch those SkyMiles add up!6
Transfer Balances Fee-Free
Transfer balances from your higher-rate MasterCard®, Discover®, and Visa® cards to your American Express® Card account with no transaction fee! Then enjoy the low APR: a fixed rate of 9.99% for the life of the balance (until the balance is completely paid off), on BT requests submitted with this application.
Dedicated Customer Service
American Express is here to help you around the clock, with the kind of Customer Service that keeps Cardmembers loyal for a lifetime. For immediate service, call the phone number on the back of your Card.
Access Your Account Online
You can view up-to-date billing information online, including transactions, charges, and payments.
Your Year End Summary: Now Available Online
Your new Online Year End Summary of Charges gives you access to important information 24 hours a day, seven days a week. Flexible features make organizing your expenses a snap - download the Summary and print it out; sort by date, merchant name, or charge amount; review charges made within a category, such as Travel and Restaurant. Your Year End Summary is an indispensable tool for preparing taxes and budgeting. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card.
1 15,000 bonus miles will be awarded after your first purchase on the Gold Delta SkyMiles Credit Card [in the increments of 10,000 as a Welcome Bonus and 5,000 for this special offer]. Please allow 8 to 12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.
2 2,500 bonus miles will be awarded to your Delta SkyMiles account for each approved Additional Card submitted with this application, up to a maximum of 2,500 bonus miles. Bonus miles will be posted to your account 8 to 10 weeks after each Card application is approved.
3 Always Double Miles® offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, home improvement and hardware stores, Delta and Song® purchases and the U.S. Postal Service. Offer applies for wireless phone bill payments only. Offer applies for U.S. transactions only. Not valid in the departments of superstores or warehouse clubs. To pay your wireless phone bill automatically using your Gold Delta SkyMiles® Credit Card, please call your wireless service provider. Bonus miles will be posted to your Delta SkyMiles® account 8 to 12 weeks after the end of each month. Offer applies to qualifying Delta, Delta Connection®, Delta Shuttle®, and Song® flights taken with the purchase of a fare that is eligible for SkyMiles® mileage credit. Offer applies to Delta Vacations® packages but not other all-inclusive packages. All Delta SkyMiles® program rules and conditions apply. This feature is available to classic, Gold, and Platinum Delta Credit Cardmembers only.
4 To be eligible to receive bonus miles, Cardmember's account must be active and not in default at time of bonus fulfillment. Balance transfers, Express Cash, and U.S. Savings Bonds transactions do not apply. In each year of Cardmembership, your miles are limited to $100,000 of eligible spending for Gold Delta SkyMiles Credit Cardmembers (limited to $60,000 of eligible spending for Delta SkyMiles Credit Cardmembers, unlimited for Platinum Delta SkyMiles Credit Cardmembers), not including bonuses.
5 Miles do not expire as long as the Cardmember participates in one of the following activities every two years: takes a qualifying flight on any Delta service; earns Delta miles through one of its program partners; or redeems miles for any Delta miles award.
6 First year fee-free, then $85; $30 if you are a qualified American Express Cardmember.
See web site for complete terms & conditions
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