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IberiaBank Visa® Platinum Rewards Card
 
   
 

Clear from American Express®

Intro APR for Purchases: 0.00% (for Up to 12 Months)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Annual Fee: None
APR for Balance Transfers: Fixed 5.99% (for Life of Balance)
Balance Transfer Fee: None
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: None
Grace Period: 28-31 Days
Reward Program: Automatic Rewards
Late Fee: None
Overlimit Fee: None
Returned Check Fee: None
Issuer: American Express Co.



BE CLEAR. That's the guiding principle behind the Clear from American Express Card. Because if it isn't a credit card that offers value you can plainly see, then it just isn't Clear. Clear has absolutely no fees. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. No fees of any kind. Clear from American Express® is a simple card with nothing to hide — no hidden fees, no fine print, no complicated redemption program.

  • NO fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees
  • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500
  • Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours
  • No annual fee and 0% intro APR for up to 12 months
  • World class Cardmember benefits including Purchase Protection, Extended Warranty, and Return Protection
  • Express Approval. Get a decision in less than 60 seconds..

*Shopping cards are issued by American Express Incentive Services L.L.C., and are subject to additional Terms and Conditions. Shopping cards expire one year from the date of issuance. Cash and cash equivalent transactions and purchases (including balance transfers, convenience checks, and cash advances), finance charges, and purchase credit adjustments are not eligible for earning rewards.

About the Membership Rewards Program:
Welcome to a world of incredible possibilities and enriching experiences. With powerful new features and an incredible collection of travel, shopping, dining, and entertainment rewards, Membership Rewards gives you the freedom and flexibility to pursue your interests and enhance your life.

How does it work? Earn one point for virtually every dollar you charge to the enrolled Card. Redeem points from a rich array of rewards featuring over 200 brand names to choose from.

Program Details:

  • Points have no expiration date.
  • No limit to the number of points you can earn.
  • Earn points even faster with bonus point opportunities.


And again...

WHAT CLEAR HAS:

  • 0.00% INTRO APR FOR UP TO 12 months
  • 5.99% FIXED APR ON BALANCE TRANSFERS
  • AUTOMATIC REWARDS
  • FLEXIBILITY TO PAY OVER TIME
  • USER-FRIENDLY CREDIT REPORT AND SCORE
  • AMERICAN EXPRESS WORLD-CLASS CUSTOMER SERVICE

WHAT CLEAR DOESN'T HAVE:

  • ANNUAL FEE
  • LATE FEES
  • OVER-LIMIT FEES
  • BALANCE TRANSFER FEES
  • CASH ADVANCE FEES
  • FEES OF ANY KIND

Clear from American Express® has no fees of any kind and a 0% introductory APR.

See web site for complete terms & conditions

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