Bad Credit/No Credit Credit Cards

People with poor credit can also get a credit card!
With readily available revolving credit, personal loans, and a rapidly changing economy, your credit can go from good to bad in a relatively short period of time. Without credit, life can be challenging, to say the least. The so called "bad credit" credit cards, prepaid cards, and department store or catalog cards can help in these situations to get out the "catch 22" of getting a credit card with a bad credit rating. So, if you are serious about taking control of your financial situation, pick one of the several Poor Credit Credit Cards on this page.

New Millennium Bank Secured Gold Visa® / Mastercard®

Annual Fee: $59.00 Ongoing APR: 19.50%

Credit limits up to $10,000* Approved regardless of credit history or income Credit limits up to $10,000* (with both, Visa® and MasterCard® cards) Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check *See Rates, Fees & Other Terms. Get More Info         Apply

UltraVX Visa®

Monthly Fee: $6.95 Ongoing APR: 14.9%

Now anyone can qualify for a credit card with UltraVX Visa®. Credit-On Demand™*: up to $25,000 credit line Instant Approval: no credit check, no minimum income or bank account required Credit Reporting: reports to major credit bureaus Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions! Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide *Patent Pending Get More Info         Apply

NMB Secured Black Diamond Visa® or Mastercard®

Annual Fee: $59.00 Ongoing APR: 19.50%

CREDIT BUILDER PROGRAM! Approved regardless of credit history Credit limits up to $10,000* Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check *See Rates, Fees & Other Terms. Get More Info         Apply

Tribute® Gold MasterCard® Credit Card

Annual Fee: $150* Monthly Fee: $6* Ongoing APR: Prime +11.75%* (Min. 19.50%)

Bad credit history? This could be the right card for you! Unsecured Gold MasterCard® Credit Card Reports to the Major Credit Bureaus MasterCard® cards are accepted at over 25 million locations worldwide Quick Online Decision Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart. Get More Info         Apply

New Millennium Bank Platinum Visa® or MasterCard®

Annual Fee: $59.00 Ongoing APR: 19.50%

NMB has guaranteed your credit approval for up to $10,000* with no credit check! Guaranteed* Issue NO credit check, EVER NOBODY gets turned down Reports to 3 major CREDIT BUREAUS Credit approval for up to $10,000 (with both cards)* YOU are APPROVED regardless of income or credit history Complimentary online services for account management and payments *See Rates, Fees & Other Terms. Get More Info         Apply

USA Gold Optimum

Annual Fee: None Ongoing APR: 0.00%

$12,500 Unsecured Gold Merchandise Credit Line No credit checks or turndowns No employment verification Merchandise credit limit increases available Merchandise credit line is reported to a major Credit Bureau *Guaranteed Instant Online Approval Apply now and receive a *FREE $50 gift card *See website for Terms & Conditions. Get More Info         Apply

First Option Visa®

Annual Fee: $59.00 Ongoing APR: 19.50%

Get a REAL Visa® Credit Card! Up to $5,000.00 Secured Line of Credit!! Be Approved Regardless of Credit History or Income!!! Guaranteed Approval! Get More Info         Apply

USA Classic - FreeCreditClub.com

Annual Fee: None Ongoing APR: 0.00%

Establish New Credit and Get Back to Living... Your Membership is *Guaranteed No Employment Verifications No Credit Checks Membership is *Free $2,500 unsecured merchandise credit line Poor Credit? No Credit? No Problem *Guaranteed Instant Online Approval *See website for Terms & Conditions. Get More Info         Apply

All-Access® Visa® Prepaid Card

Annual Fee: $0.00 or $69.95* Monthly Fee: $0 or $9.95*

Choice of Flat-fee or Pay-as-you-go Fee Plans. No upfront costs No hassle Multiple cards Free direct deposit Flexible fee plans* Access to cash *See web site for Features & Fees. Get More Info         Apply

BuyRIGHT Prepaid MasterCard®

Monthly Fee: $0-$4.95

BuyRIGHT is RIGHT for you! Click-N-Pay bill payment Free direct deposit Free activity alerts On-line money management tools BuyRIGHT Rewards program No Credit Checks No Employment Verification No Monthly or Annual Fee Option Free BuyRIGHT Marketplace Membership Get More Info         Apply

Western Union® Prepaid MasterCard®

Monthly Fee: $4.95

Credit problem? No problem! Carry your money safely and conveniently. Shop online anywhere MasterCard debit cards are accepted. Check your Card balance anytime online or over the phone. Reload your Card at any participating Western Union Agent location in the United States. No credit checks! No lengthy applications! Shop wherever MasterCard debit cards are accepted — even online Efficiently manage your money and pay bills because you control how much you put on the Card. Easy to Get, Easy to Use The power of cash. The convenience of plastic. Get More Info         Apply

MyCreditCardFinder

One site, dozens of offers tailored to you! Simple and Easy to use Review up to 10 different credit card offers Find a credit card at no cost Free credit related information Get More Info         Apply

AccountNow™ Vantage Debit MasterCard®

Monthly Fee: $4.95 (Plus Plan)

Get the perfect alternative to a bank account! Instant Guaranteed Approval* - no credit check, no security deposit $0 ACTIVATION FEE - when you load your card by direct deposit Free Direct Deposit - no more check cashing fees Free Online Bill Pay - no need for expensive money orders Free Credit Builder? - bill pay transactions are reported to PRBC® No Overdraft Fees - no minimum balance required iAdvance loan option, no credit check needed.* Reloadable - $10,000 balance limit *See web site for Features & Fees. Get More Info         Apply

Wired Plastic™ Prepaid Visa® Card

Annual Fee: None* Monthly Fee: $3.95

Guaranteed Approval*. Earn Reward Points on Every Purchase. Receive your new Visa® card in as little as 3 days No Upfront Payment Required Overdraft Safety Program Rewards Program Integrated Bill Pay Service Convenient Loading Options *See Terms and Conditions. Get More Info         Apply

Card Lab Custom Visa Gift Card

The Customized Visa Gift Card Perfect for any occasion or holiday - makes the impersonal gift personal again Upload your own photo or choose one from our huge design gallery Customize your card with an embossed message Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted Online access lets you easily check your balance and transactions Cards are only $5.95 and are delivered in 5 to 10 business days *See web site for details. Get More Info         Apply

Horizon Gold Credit Card

Annual Fee: None Monthly Fee: $14.95-$20.95 Ongoing APR: 0.00%

Get your *Guaranteed Approval Unsecured Credit Card *Guaranteed Approval! *Bad Credit Accepted! *No Employment Check! *Reports to a Major Bureau! *See Complete Terms & Conditions for details. Get More Info         Apply

Bad Credit or No Credit can hurt you:
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home, or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation where you need to plan ahead, to get a new credit card. The catch is, that for people with bad credit or no credit, the options to get a new credit card are limited. This is where we can help. Please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs.