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All-Access® Visa® Prepaid Card
Annual Fee: $0.00 or $69.95*
Monthly Fee: $0 or $9.95*
Grace Period: N/A
Returned Check Fee: $5.95
Total Initial Charge: $9.95
Issuer: MetaBank
The All Access® Visa® Prepaid Debit Card gives you the simplicity and the convenience you need to manage your finances. All Access is more than just a card - it's a full service account that takes care of all of your financial needs in just one place.
Features and Benefits:
- 100% Approved — Anyone can apply
- No upfront costs — and no minimum balance requirements.
- No credit check — no credit or bad credit is okay
- Load up to $5000 — Protect more of your money
- FREE instant transfers — send money to other cardholders.
- FREE account alerts — email or text messages on account activity.
- FREE direct deposit — make payday faster and safer.
- Online bill payments — pay bills to anyone at any time, online.
- Extra cards — each account can have cards for family and friends.
- Reloadable — load cash online or at retailers nationwide.
Fees:
- Annual Fee: $0
- Cash Advance Fee: $2.00 for U.S. ATM transactions; $4.95 for international ATM
- Minimum Deposit: $10
- Maximum Deposit: $5,000
- Application Fee: $9.95
- Participation Fee: ($9.95 monthly) or optionally pay per transaction
- Reload Fee: $0 for direct deposits or PayPal transfers, $4.95 for ACH or credit or debit card transfers; In person retail cash load fees vary by merchant location.
- Inactive Fee: $5.95
* Monthly/Annual Fees:
- Pay-As-You-Go Plan: $0.00/month (Signature Purchase Convenience Fee $1.00 - PIN Purchase Convenience Fee $2.00).
- Recurring Monthly FeeAdvantage Plan: $9.95/month (Unlimited signature and PIN purchase transactions; ATM fees still apply).
- Annual FeeAdvantage Plan: $69.95 (Unlimited signature and PIN purchase transactions; ATM fees still apply).
*See web site for Features & Fees.
Some FAQ:
What do I need to get a NetSpend All-Access Visa Prepaid Debit Card? What are the requirements?
Getting the All-Access Visa Prepaid Debit Card is easy. Go to one of our distributors, where we will verify your name, address, telephone number and collect the one-time fulfillment fee. There is no credit check or application. You are already accepted! Due to newly adopted government regulations, all customers are also required to provide their date of birth and one form of government ID to activate a NetSpend Card. All U.S. citizens must provide their Social Security Number as the form of government ID. Non-U.S. citizens can provide an alternative form of ID, such as a Driver's License, Passport, Alien Registration, etc.
How is the All-Access Visa Prepaid Card different from a credit card?
The All-Access Visa Prepaid Debit Card is prepaid, which means it is completely powered by your cash. The money you have in your NetSpend All-Access Visa Prepaid Debit Card account is the money you have to spend.
How long does it take to receive my All-Access Visa Prepaid Card in the mail?
You will receive your All-Access Visa Prepaid Debit Card in about 10 business days. Meanwhile, you may use your NetSpend Cash Card to access your money at more than one million ATMs worldwide.
What can I buy using my All-Access Visa Prepaid Card?
You can purchase anything you want, as long as the merchant accepts Cards and all merchant conditions are met. You can make purchases at more than 21 million merchants, on the Internet, or over the telephone. You must be at least 18 years of age to purchase adult content.
Can I send money with my All-Access Visa Prepaid Card?
Yes, if the person receiving money has a NetSpend account, you can transfer funds to them at any time either via Customer Service or online. Call us at 1-86-NETSPEND (1-866-387-7363) for details.
How do I check my balance?
You may check your balance online for free, through our automated phone system, or by talking to one of our friendly Customer Service Agents, in English or in Spanish. A fee is assessed for balance inquiries via our automated phone system or through a live agent. Should you choose to access your balance online, you will need a username and password. You can obtain a username and password for free online or through our automated phone system once you purchase your All-Access Visa Prepaid Debit Card.
Can I pay at the pump for gasoline?
Yes. You will need to have a minimum available balance of $55 to $100. If you purchase gas at the pump and the merchant obtains an authorization for $55, NetSpend will hold this amount for the merchant. If the total purchase comes to $30, the merchant will complete the transaction by collecting on the $30. The remaining $25 will be released back into your account.
What is the minimum balance required to rent a car?
You need at least 15% above the authorized security deposit amount to rent a car.
See web site for complete terms & conditions.
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