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UltraVX® Visa®
Ongoing APR: 18.90%
Monthly Fee: $6.95
Cash Advance APR: 18.90%
Cash Advance Fee: $2 ($5 for International)
Grace Period: at least 25 days on purchases
Reward Program: Clear Rewards
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Total Initial Charge: $29.95
Issuer: New Millennium Bank
Now anyone can qualify for a secured credit card with UltraVX® Visa®. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus. Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetblue, Marriot, and more with no restrictions. ...give yourself some credit with UltraVX®.
What is UltraVX®?
- Cash Account — direct deposit, add cash instantly, pay any bill, send a check to anyone.
- UltraVX® Visa® — includes a Secured Account tied to your UltraVX® Visa® Card.
As you use your UltraVX® Visa®, money is moved from your Cash Account to your UltraVX® Visa® increasing your credit limit.
UltraVX® is easy to get and the perfect way to build your credit. To qualify, you only need to be 18 years old with a valid U.S. address and social security number.
Earn CLEAR REWARDS for Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more, with no restrictions*.
Give yourself some credit!
Card Benefits
Credit Rebuilding—Spend and Improve!
Improve your credit by using UltraVX® Visa®. UltraVX® reports to the major credit bureaus each month.
Clear Rewards
Earn rewards for Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and more, with no restrictions*.
Direct Deposit
Have all or some of your paycheck, commissions, disability, or government checks (social security, Medicare, welfare, etc.) automatically deposited to your Cash Account .
Automatic Minimum Payments
Not only is UltraVX® a one of a kind credit building tool, we help safeguard your credit score by automatically taking your minimum payments from your Cash Account Balance on the bill cycle every month. No more mailing checks and worry if it got their on time.
Clear Rewards
Earn rewards for Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and more with no restrictions*.
Alerts
Stay informed. Receive account alerts about activity on your card by email or a text message to a mobile device.
Bill Payment
Send an electronic Bill Payment to more than 3,000 billers for free (mortgage payment, credit card payments, cell phone bill, utilities, rent, etc.). If the biller is not listed in the UltraVX® database they will send them a paper check.
Customer Service
Retrieve account information through the UltraVX® automated phone system or speak to a live agent at their world-class customer service center.
*See web site for complete terms & conditions
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