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USA Classic - FreeCreditClub.com
Ongoing APR: 0.00%
Annual Fee: None
Grace Period: N/A
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Issuer: USA Credit
If you need credit and are tired of searching for credit, getting approved for your new $2,500 unsecured merchandise credit line can be just a click away. No employment verifications, No Credit Checks! If you have poor credit or no credit - it's no problem. There is no upfront fee. However, you must be 18 years old and a U.S. citizen or permanent resident to qualify for this merchandise card.
CHARGE CARD - MERCHANDISE CREDIT LIMIT: My USA Credit Account has been issued with a starting credit limit, which is indicated on the Account Information Form. I understand that I may only charge Member Advantage Products offered for sale at the USA Shopping Club.
ELITE STATUS MEMBERSHIP: As an Elite Status Member, you will receive a credit line increase as well as enrollment privileges into USA Credit Care, Medco Health Prescription Discount Plan and USA Roadside Assistance Plan. Enrollment in your Credit Care account requires activation. You will also be billed $19.95 every month in which You maintain your Elite Membership Status. You may cancel your service at any time by contacting our Member Services Department. If You cancel Your service after a monthly debit has occurred, You will cancel any subsequent debits, however, You will not receive a refund for the current month. Use of your Credit Care account requires activation. Upon activation with USA Credit Care, You are bound by the User Agreement provided at the enrollment site.
CREDIT BUREAU REPORTING: I understand that USA Credit is a subscriber to a Credit Bureau and that My new account as well as My monthly payment history will be reported to that Credit Bureau.
CREDIT BUREAU ACCESS: USA Credit will not access your personal credit report as part of the activation process in establishing your initial credit account. However, USA Credit reserves the right to access your personal credit report.
MONTHLY BILLING FOR CHARGED PURCHASES: I will be billed each month for the balance of charges made to My account. My Account must be maintained on a current basis to make additional credit purchases and to receive additional Card Member benefits.
*You must be 18yrs. old and a U.S. citizen or permanent resident to qualify for this merchandise card. Includes cards other than Visa's and MasterCards. Credit limits vary by product and credit criteria.
See web site for complete terms & conditions
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