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Western Union® Prepaid MasterCard®

Monthly Fee: $4.95
Overlimit Fee: $25.00
Total Initial Charge: $9.95
Issuer: BankFirst



Western Union® Prepaid MasterCard®1

Easy to Get:

No bank account or credit check necessary. Valid Social Security Number or Driver's License or Matricula Consular required. A one-time non-refundable Activation Fee of $9.95 will be applied the first time you load funds to your Card.

Easy to Use:

  • Shop wherever MasterCard debit cards are accepted — even online.
  • Get cash at ATMs worldwide2.
  • Reload cash on your card at a nearby participating Western Union® Agent location.


Card Benefits:

  • Carry your money safely and conveniently.
  • Shop online anywhere MasterCard debit cards are accepted.
  • Check your Card balance anytime online or over the phone.
  • Reload your Card at any participating Western Union Agent location in the United States.
  • Direct Deposit your pay check onto your Card and pay NO Monthly Account Maintenance Fee. That's a savings of $4.95 per month.


1 The Western Union® Prepaid MasterCard® is issued by BankFirst, Sioux Falls, SD; Member FDIC, and is subject to the Cardholder Agreement terms. Issuance of the Western Union Prepaid MasterCard is subject to successful identification verification and approval in accordance with applicable law and bank policy. Non-refundable Activation Fee of $9.95 collected, plus a $30.00 minimum load. Future loads subject to $3.95 Load Fee. Monthly Account Maintenance Fee and certain other fees, charges and minimum and maximum load requirements apply and are subject to change as outlined in the individual Cardholder Agreement. Obtaining A Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means: When a consumer opens a Card Account, BankFirst will ask for the consumer's name, address, date OF birth AND other information that will identify the consumer.The consumer will need TO provide his / her Social Security number IF a U.S.citizen OR personal Tax ID OR passport number IF a non - U.S.citizen.BankFirst may also ask TO see your driver 's license OR other identifying documents.Western UNION may provide the information given TO the Western UNION Agent clerk TO BankFirst.
2 May ONLY be used TO get cash at ANY ATM that displays the MasterCard®, Maestro®, Cirrus® OR STAR ® brand. Cash Withdrawal Fee OF $ 2.00 plus applicable ATM operator fees apply.Most ATM networks require a certain withdrawal amount.


See web site for complete terms & conditions





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