Balance Transfer Credit Cards

If you are looking for some great credit card balance transfer rates, please browse through our offers below. When you have any revolving debt, transferring your credit card balance to a low interest rate card can save you money immediately. If you get approved for a card with a 0% intro APR, a quick balance transfer can save you a lot on your monthly interest expenses. Really a lot..

The most important questions to ask BEFORE you initiate a balance transfer:

• How long does the introductory rate last?
  
• What is the card's annual percentage rate after the introductory rate expires?
  
• Does the teaser rate apply to transferred balances or new purchases or both?
  
• Does that card have an annual fee?
  
• What about late fees and over-the-limit fees?

A Balance Transfer Fee is an important factor in determining the full cost of switching your balances: Some issuers charge a transaction fee as high as 8 percent! So the higher your balance, the higher the transaction fee will be. An 8% transfer fee on a $5,000 balance would cost you $400. Some companies cap transfer fees at $50 or $75. Make sure you understand the terms and conditions of the balance transfer.

Important:
NEVER stop making at least the minimum payment on your existing card until it is confirmed that your previous credit card issuer has received the payment from the new card issuer, and your balance is paid in full!

Blue from American Express®

Annual Fee: None Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)

0% APR for up to 15 months - Get Blue from American Express® Membership Rewards ExpressSM program 0% APR for up to 15 months Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance No annual fee Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences Get More Info         Apply

CitiBusiness® Card

Annual Fee: None Ongoing APR: Prime + 2.99% (Currently 7.99%)

The card built for small businesses. 0% APR on purchases and balance transfers for 12 months* No annual fee Business-size credit line Free additional cards for employees with credit limits you set Savings on everyday business purchases Quarterly and annual account summaries Balance transfer fee applies with this offer* *See Terms and Conditions. Get More Info         Apply

Clear from American Express®

Annual Fee: None Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)

Clear has absolutely no fees. 0.00% Intro APR for up to 12 months 5.99% fixed APR on balance transfers Automatic Rewards Flexibility to pay over time User-friendly credit report and score American Express World-Class customer service Get More Info         Apply

Advanta Life-of-Balance Platinum Card

Annual Fee: None Ongoing APR: Prime + 2.24% (Currently 7.24%)

The BusinessCard as individual as your business...only from Advanta. 2.99% Fixed APR for Life on balances transferred within 3 months Choice of 6% Cash Back or Travel Rewards No Annual Fee and No Limit on Earnings $0 Fraud Liability Personalized card — your company name on the top of the card See website for Terms and Conditions. Get More Info         Apply

Chase Free Cash RewardsSM Visa® Card

Annual Fee: None Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*

A decision that's easy to make: FREE CASH! Earn 1 point for every eligible $1 in purchases* 1,000 Bonus Points* with your first purchase Intro 0% Fixed APR for up to 12 months* No Annual Fee Get your rewards with as few as 2500 points Choose from either a $25 check or a $25 gift card/certificate *See Pricing & Terms. Get More Info         Apply

MoneyReturn® Visa® Platinum Plus®

Annual Fee: None Ongoing APR: Prime + 5.99% (Currently 10.99%)

Get back 10% of your yearly interest charges! No annual fee 0% Introductory APR on balance transfers and cash advance checks for your first 6 billing cycles* Get back 10% of your yearly interest charges Card issued by FIA Card Services, NA. *See important rate and fee information. Get More Info         Apply

Chase Disney Visa® Card

Annual Fee: None Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*

Get a variety of magical rewards no other card can match! No Annual Fee 0% Intro APR for up to 12 months* No Block-out Dates Visa® Platinum Benefits *See Pricing & Terms. Get More Info         Apply

Chase Flexible RewardsSM Platinum Visa®

Annual Fee: None Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*

Your choice. Your chase. Earn 1 point for every dollar spent* Earn airline tickets, hotel stays or car rentals. 0% introductory APR* for up to 12 months The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history No Annual Fee *See Pricing & Terms. Get More Info         Apply

AARP Rewards Platinum Visa® Card

Annual Fee: None Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*

A full 1% back for every dollar you spend. Earn one reward point for every dollar you spend.* 0% APR for up to 6 months and pay no annual fee.* No telemarketing calls. Zero unauthorized liability. Exclusive discounts for AARP Platinum Visa cardmembers. Automatic AARP Rewards Platinum Visa card benefits. *See Pricing & Terms. Get More Info         Apply

Advanta Custom Platinum BusinessCard with Rewards

Annual Fee: None Ongoing APR: Prime + 0.24% (Currently 5.24%)

A business credit card, now with your favorite image on it. 0% APR for 15 months on Balance Transfers, 7.99% Fixed APR thereafter 5.24% Variable APR on Purchases Choice of 5% Cash Back or Travel Rewards No Annual Fee and No Limit on Earnings $0 Fraud Liability No Tax ID required for application Build Business Credit with the Advanta BusinessCard See website for Terms and Conditions. Get More Info         Apply

IberiaBank MasterCard®

Annual Fee: None Ongoing APR: As low as Prime - 1.00% (Currently 4.00%)

Some of the lowest rates in the nation. Variable rates as low as 7.25% No annual membership fee 0% Introductory APR on balance transfers for your first 6 billing cycles 25 Day grace period Online access to credit card information Download the Terms & Conditions here. Get More Info         Apply

Bank of America Platinum Plus® Visa® Card

Annual Fee: None Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)*

Start Building a solid credit history! No Annual Fee 0% Introductory APR on balance transfers and cash advance checks for your first 12 billing cycles* Credit lines may be as high as $25,000 Card issued by FIA Card Services, NA. Online Banking Service Total Security Protection® Card issued by FIA Card Services, NA *See important rate and fee information. Get More Info         Apply

IberiaBank Visa® Gold Cash Back Rewards Card

Annual Fee: None Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)

Low variable rates, plus 1% cash back! 1% cash back on everything you buy from day one. No limit on cash back; no expiration for the life of your account No minimum to redeem for cash No annual membership fee Download the Terms & Conditions here. Get More Info         Apply

Blue Cash® from American Express®

Annual Fee: None Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)

Say hello to the newest Blue - BLUE CASH from American Express®. Up to 5% cash back on all qualified purchases* 0% Intro APR for 6 months Online application approval decisions in under 60 seconds Balance Transfer APR 4.99% Go To Rate: Prime + as low as 4.99%, currently 9.99% Flexibility to pay over time No annual fee *See Terms, Conditions & Disclosures Get More Info         Apply

IberiaBank Visa® Platinum Rewards Card

Annual Fee: None Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)

The Platinum Card with the SCORECARD® Bonus Point Program. No annual fee 0% Introductory APR on balance transfers for your first 6 billing cycles Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more Download the Terms & Conditions here. Get More Info         Apply

IberiaBank Visa® Classic

Annual Fee: None Ongoing APR: As low as Prime - 1.00% (Currently 4.00%)

Variable rates as low as 7.25%! No annual membership fee 0% Introductory APR on balance transfers for your first 6 billing cycles 25 Day grace period Online access to credit card information Download the Terms & Conditions here. Get More Info         Apply

Discover® MoreSM Card - Sealife Collection

Annual Fee: None Ongoing APR: As low as 10.99%

Choose Your Sealife Card Design! 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners Easy online account options that put you in control Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. Get More Info         Apply

Discover® MoreSM Card

Annual Fee: None Ongoing APR: As low as 10.99%

Get it all... 5% Cashback Bonus® in categories that change four times a year* 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners 0% Intro APR* Fraud specialists dedicated to helping you 24/7 Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. Get More Info         Apply

Chase PerfectCard™ MasterCard®

Annual Fee: None* Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*

SAVINGS YOU CAN TAKE ON THE ROAD - SAVE 6%! 6% rebates on ALL gas purchases at ANY gas station for the first 90 days* 3% rebates on ALL gas purchases at ANY gas station after the first 90 days* 1% rebates on ALL other purchases made anywhere else* 0% Intro APR* for up to 6 months* No Annual Fee *See Pricing & Terms. Get More Info         Apply

IberiaBank MasterCard® Gold Cash Back Rewards Card

Annual Fee: None Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)

1% cash back on everything you buy from day one! No limit on cash back; no expiration for the life of your account No minimum to redeem for cash No annual membership fee Download the Terms & Conditions here. Get More Info         Apply

Advanta Platinum with Rewards

Annual Fee: None Ongoing APR: Prime + 0.24% (Currently 5.24%)

Low Rates, Rich Rewards and Exclusive Savings. 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter Choice of 5% Cash Back or Travel Rewards No Annual Fee and No Limit on the total rewards you can earn $0 Fraud Liability Personalized card — your company name on the top of the card See website for Terms and Conditions. Get More Info         Apply

Efectiva™ Platinum Plus® Visa®

Annual Fee: None Ongoing APR: Prime + 5.99% (Currently 10.99%)

Earn Points for Cash Back! 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for the first 6 billing cycles Earn 5 bonus points with your first purchase Bilingual communications and services in English or Spanish No Annual Fee Card issued by FIA Card Services, NA. *See important rate and fee information. Get More Info         Apply

Discover® Business Card

Annual Fee: None Ongoing APR: 13.99% Fixed

Apply for Discover® Business Card. 0% Intro APR* on Balance Transfers and Card Purchases for 12 months 5% Cashback Bonus® on office supplies, 2% on gas, and up to 1% on all other purchases No Annual Fee Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards Free employee cards with customizable limits and monthly reporting on their spending *View rates, fees, rewards and other important information. Get More Info         Apply

Blue Sky® from American Express®

Annual Fee: None Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)

Say good-bye to Travel Reward Restrictions! Earn free travel fast with Blue Sky No blackout dates, no travel restrictions Points good on any airline, hotel, cruise and more Travel anytime: no blackout dates or restrictions Unlimited rewards: no point caps or expiration dates No annual fee and 0.00% intro APR* World class American Express® benefits The Sky's the Limit with Blue Sky® *See Terms, Conditions & Disclosures Get More Info         Apply

IN:LA® from American Express

Annual Fee: None Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)

Rewards to eat, drink, and play in Los Angeles. Earn one INSIDESM Rewards point for every eligible dollar you spend, whether you're in Los Angeles or not* Earn double INSIDESM Rewards points when you use the Card for city essentials like dining, movie tickets, cell phone service, cable and internet service, gym memberships, and newspaper and magazine subscriptions* Redeem points for rewards to eat, drink, and play in Los Angeles, Chicago, and New York No limit to the number of points you can earn Points have no expiration date *See Terms, Conditions & Disclosures. Get More Info         Apply

Union Plus® Mastercard

Annual Fee: None Ongoing APR: As low as Prime + 4.99% (Currently 9.99%) - min. 9.99%

Get the card that works as hard as you do! FREE Rewards Program designed for hard-working union members. Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card. Earn 1 Point for every dollar spent anywhere Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*. 1.99% introductory APR on new purchases*. All Calls answered in the United States. No annual fee and No liability for unauthorized *View card Terms & Conditions. Get More Info         Apply

Discover® MoreSM Card - American Flag

Annual Fee: None Ongoing APR: As low as 10.99%

Patriotic, American Flag Design! 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners 0% Intro APR* *View rates, fees, rewards and other important information. Get More Info         Apply

Discover® MoreSM Card - Wildlife Collection

Annual Fee: None Ongoing APR: As low as 10.99%

Choose from different Wildlife Card Designs! Unlimited cash rewards* 5% to 20% Cashback Bonus® at top online retailers* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners 0% Intro APR* Talk to a knowledgeable person in less than a minute $0 fraud liability guarantee Advanced fraud early warning alerts Secure online account numbers Fraud specialists dedicated to helping you 24/7 *View rates, fees, rewards and other important information. Get More Info         Apply

HSBC Weekend Card

Annual Fee: None Ongoing APR: As low as 9.99%

Cash back on all purchases, all the time—double cash back on weekends. Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays 1% cash back on every single credit card purchase made Monday through Friday Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance 0% Introductory APR on balance transfers for 12 months* No annual fee *See terms & conditions. Get More Info         Apply

Advanta Platinum BusinessCard

Annual Fee: None Ongoing APR: Prime + 5.99% (Currently 10.99%)

The Credit Card Customized for your Business. 0% Intro APR on Balance Transfers and Purchases for 12 Months Prime + 5.99% Variable APR thereafter Up to $50,000 Credit Line No Annual Fee $0 Fraud Liability Personalized card — your company name on the top of the card See website for Terms and Conditions. Get More Info         Apply