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IberiaBank Visa® Classic

Ongoing APR: As low as Prime + 3.00% (Currently 6.25%)
Annual Fee: None
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Cash Advance APR: As low as Prime + 7.00% (Currently 10.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Grace Period: 25 Days
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Issuer: IberiaBank



Establishment of a credit line will be at the discretion of the Bank, based on the information furnished on your application and supporting documents. This application is the property of Pulaski Bank and Trust Company. No person or organization is authorized to reproduce, distribute, or solicit applications on behalf of Pulaski Bank and Trust Company.

Access To Your Accounts When You Need It Most
In today's fast paced environment, there are not enough hours in a day to handle our finances. IberiaBank wants to make banking with us work for your schedule.

Card Highlights:

  • Variable Rate APR ranging from Prime + 3% thru Prime + 5%
  • Cash Advance Variable Rate APR ranging from Prime + 7% thru Prime + 9%
  • No annual membership fee
  • 0% Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
  • No transaction fee for balance transfers
  • 25 day grace period
  • Online access to credit card account information

IberiaBank Visa® Classic online banking service offers:

  • Simple and easy access to your accounts through the internet
  • The convenience of banking 24 hours a day, 7 days a week, 365 days a year
  • The latest in technology to ensure your online banking service is safe and secure
  • Access to your personal, small business or commercial accounts
  • Pay bills from your online banking account


See web site for complete terms & conditions

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