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MoneyReturn® Visa® Platinum Plus®
Ongoing APR: Prime + 5.99% (Currently 10.99%)
Annual Fee: None
APR for Balance Transfers: 0.00% (for six billing cycles)
Balance Transfer Fee: 3% (minimum $10)
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3%, $10 minimum
Grace Period: 20 Days (Min.)
Reward Program: Cash Back (on interest charges)
Late Fee: $15-$39
Overlimit Fee: $15-$39
Issuer: Bank of America
* See Terms and Conditions
Get the MoneyReturn® Visa® Platinum Plus® and receive an annual rebate of 10% of your purchase and balance transfer finance charges. Various Internet account related services. Total Security Protection. No Annual Fee.
Reward Program Details
- Customers receive an annual rebate of 10% of their purchase and balance transfer finance charges
- Rebates of $2.01 or more are mailed via check.
- Rebates of $2.00 or less are credited to the customer's credit card account.
- Refunds disbursed in January for the preceeding year.
- Accounts must be in good standing in order to receive the refund
MoneyReturn® Visa® Platinum Plus® Benefits
- Total Security Protection
- Various Internet account related services.
- Auto rental insurance.
- Various travel and emergency assistance services.
- Medical referral services.
- Legal referral services.
- Lost luggage recovery.
- No liability for unauthorized Internet transactions.
- Discounts on auto rentals.
- Optional Mini Card.
- Optional Purchase Guard.
- See website for additional benefits.
Benefits: In return for a Monthly Program Fee, the Plan can credit up to 18 Monthly Benefit Amounts in the event You incur an approved Hospitalization, Disability, Involuntary Unemployment, or Family Medical Leave. You can also receive Three (3) Monthly Benefit Amounts for any approved life Event. in the event of Your Loss of Life, the Plan can credit a lump sum benefit amount equal to the outstanding balance on the Date of Loss or $25,000, whichever is less.
Cost: The Monthly Program Fee is 95¢ per $100 of Your Plan Balance up to $25,000. For your convenience, the fee is automatically billed to Your credit card account. During months when there is no balance and no activity Your credit card statement, there is no charge for the Plan that month.
Eligibility Exclusions: There are eligibility requirements, conditions and exclusions that could prevent You from receiving benefits under the Plan. Please refer to the Addendum to the Credit Card Agreement for a full explanation of all requirements, conditions and exclusions.
Termination: If, at any time during the first thirty (30) days after the date Your protection begins, You cancel the optional Plan, all Plan fees billed to Your account will be refunded via a credit to the protected card. You have the right to cancel the Plan at any time by making a telephonic or written request to the Plan Administrator. The Plan will automatically terminate under the following circumstances: You no longer have the Enrolled Account; Your Enrolled Account is closed due to account charge-off; You suffer a Loss of Life; Your Enrolled Account becomes 4 payments past due, You enter into a repayment plan for the Enrolled Account, or You conduct or attempt to conduct fraud relating to Plan benefits.
The Plan Administrator is CSI Processing, LLC at Credit Protection Plus, P.O. Box 34888, Omaha, NE 68134-0888; (800) 242-6806 Monday - Friday, 7:00 a.m. - 10:00 p.m. Central Time.
*See important rate and fee information.
Important Notations
Card issued by FIA Card Services, NA. — See web site for complete terms & conditions of card usage and application disclosure.
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