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Cash Back Credit Cards
Cash Back Credit Cards:
They give you "redeemable" cash on the purchases you made or on the interest you acquired with a cash-back card. The more you use it, the more cash rewards you get (sometimes they cap the amount of money you can redeem). Usually, cash back rates are between 1%-10% with the higher figures containing numerous limitations (e.g.: cash-back at select merchants or for particular types of purchases). To recoup their extra expenses, cash-back card issuers usually charge annual fees and higher APRs. If used wisely, cardholders can recover some of the money long spent with their Cash-Back Credit Cards.
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Citi CashReturnsSM Card |

Annual Fee: None
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
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Cash back, without limits.
- Earn a full 1% cash back on every purchase*
- Get a 20% bonus on the cash back earned on all purchases for the first 12 months
- Checks will be sent automatically every time you earn $50 — no calling necessary
- 0% APR* on balance transfers for up to 12 months
- No Annual Fee
*See Terms and Conditions.
Get More Info Apply
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Chase Free Cash RewardsSM Visa® Card |

Annual Fee: None
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
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A decision that's easy to make: FREE CASH!
- Earn 1 point for every eligible $1 in purchases*
- 1,000 Bonus Points* with your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2500 points
- Choose from either a $25 check or a $25 gift card/certificate
*See Pricing & Terms.
Get More Info Apply
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Capital One® No Hassle CashSM Rewards - New to Credit |

Annual Fee: $29.00
Ongoing APR: 14.90%
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A Cash Back card for people New to Credit.
- 25% annual bonus on the cash you earn*
- 1% cash back on every purchase
- 0% APR on purchases until October 2008. After that, variable APR, currently 14.9%*
- No limit on cash back and rewards won't expire for the life of your account
- Redeem cash whenever you like
- $29 annual fee
*See website for Disclosures.
Get More Info Apply
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Citi® Dividend Platinum Select® Card for College Students |

Annual Fee: None
Ongoing APR: Prime + 7.99% (Currently 12.99%)
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You've got the power to build your future.
- 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
- Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
- Earn 1% cash back on all other purchases
- No minimum income or cosigner required
- Build your credit history
- No balance transfer fee with this offer
*See Terms and Conditions.
Get More Info Apply
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Blue Cash® from American Express® |

Annual Fee: None
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
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Say hello to the newest Blue - BLUE CASH from American Express®.
- Up to 5% cash back on all qualified purchases*
- 0% Intro APR for 6 months
- Online application approval decisions in under 60 seconds
- Balance Transfer APR 4.99%
- Go To Rate: Prime + as low as 4.99%, currently 9.99%
- Flexibility to pay over time
- No annual fee
*See Terms, Conditions & Disclosures
Get More Info Apply
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Chase PerfectCard™ MasterCard® |

Annual Fee: None*
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
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SAVINGS YOU CAN TAKE ON THE ROAD - SAVE 6%!
- 6% rebates on ALL gas purchases at ANY gas station for the first 90 days*
- 3% rebates on ALL gas purchases at ANY gas station after the first 90 days*
- 1% rebates on ALL other purchases made anywhere else*
- 0% Intro APR* for up to 6 months*
- No Annual Fee
*See Pricing & Terms.
Get More Info Apply
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MoneyReturn® Visa® Platinum Plus® |

Annual Fee: None
Ongoing APR: Prime + 5.99% (Currently 10.99%)
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Get back 10% of your yearly interest charges!
- No annual fee
- 0% Introductory APR on balance transfers and cash advance checks for your first 6 billing cycles*
- Get back 10% of your yearly interest charges
- Card issued by FIA Card Services, NA.
*See important rate and fee information.
Get More Info Apply
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Citi® Dividend Platinum Select® Card |

Annual Fee: None
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)
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Earn Cash Back on Everything.
- 0% APR on balance transfers for 12 months.*
- Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% cash back thereafter, plus 1% on all other purchases*
- Earn Cash Back on qualifying balance transfers and eligible cash advances.
- Earn unlimited cash back by shopping within the Citi Bonus Cash CenterSM
- No annual fee.
*See Terms and Conditions.
Get More Info Apply
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Discover® MoreSM Card - Sealife Collection |

Annual Fee: None
Ongoing APR: As low as 10.99%
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Choose Your Sealife Card Design!
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus®on all other purchases automatically
- Unlimited cash rewards*
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- Easy online account options that put you in control
- Timely e-mail reminders to help you avoid fees
*View rates, fees, rewards and other important information.
Get More Info Apply
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Discover® MoreSM Card |

Annual Fee: None
Ongoing APR: As low as 10.99%
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Get it all... 5% Cashback Bonus® in categories that change four times a year*
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus®on all other purchases automatically
- Unlimited cash rewards*
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- 0% Intro APR*
- Fraud specialists dedicated to helping you 24/7
- Timely e-mail reminders to help you avoid fees
*View rates, fees, rewards and other important information.
Get More Info Apply
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Chase Flexible RewardsSM Platinum Visa® |

Annual Fee: None
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
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Your choice. Your chase.
- Earn 1 point for every dollar spent*
- Earn airline tickets, hotel stays or car rentals.
- 0% introductory APR* for up to 12 months
- The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history
- No Annual Fee
*See Pricing & Terms.
Get More Info Apply
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GM Flexible Earnings Card |

Annual Fee: None
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%) - min. 14.24%
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The GM Flexible Earnings Card gives you the power to choose!
- 0% introductory APR for 12 months (on balance transfers)
- A full 1% cash back option
- A full 1% earnings toward any other new vehicle
- Triple your earnings to 3% toward an eligible, new GM vehicle
- No annual fee
*View card Terms and Conditions.
Get More Info Apply
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HSBC Weekend Card |

Annual Fee: None
Ongoing APR: As low as 9.99%
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Cash back on all purchases, all the time—double cash back on weekends.
- Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays
- 1% cash back on every single credit card purchase made Monday through Friday
- Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
- Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
- 0% Introductory APR on balance transfers for 12 months*
- No annual fee
*See terms & conditions.
Get More Info Apply
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Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards |

Annual Fee: None
Ongoing APR: Fixed 14.99*
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Make this Card Part of Your Investment Strategy.
- Earn one point for every dollar in net retail purchases.
- No annual fee
- Choose to redeem your WorldPoints® rewards as Investment Dollars, which can be directly added into your eligible Fidelity Account.*
- Card issued by FIA Card Services, N.A.
*See website for complete Terms and Conditions of card usage and application disclosure.
Get More Info Apply
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Advanta Life-of-Balance Platinum Card |

Annual Fee: None
Ongoing APR: Prime + 2.24% (Currently 7.24%)
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The BusinessCard as individual as your business...only from Advanta.
- 2.99% Fixed APR for LIFE on balances transferred within 3 months
- Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card — your company name on the card, plus your logo.
* See website for Terms and Conditions.
Get More Info Apply
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HSBC Platinum MasterCard® with Cash Back Rewards |

Annual Fee: None
Ongoing APR: As low as Prime + 3.24% (Currently 8.24%)
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If you prefer cash back to reading the fine print, this card is for you.
- Earn an unlimited 1% cash back on every single purchase
- Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
- Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
- 0% Intro APR on balance transfers for the first 12 months*
- No annual fee
*See terms & conditions.
Get More Info Apply
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IberiaBank Visa® Gold Cash Back Rewards Card |

Annual Fee: None
Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)
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Low variable rates, plus 1% cash back!
- 1% cash back on everything you buy from day one.
- No limit on cash back; no expiration for the life of your account
- No minimum to redeem for cash
- No annual membership fee
Download the Terms & Conditions here.
Get More Info Apply
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Discover® Business Card |

Annual Fee: None
Ongoing APR: 13.99% Fixed
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Apply for Discover® Business Card.
- 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
- 5% Cashback Bonus® on office supplies, 2% on gas, and up to 1% on all other purchases
- No Annual Fee
- Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
*View rates, fees, rewards and other important information.
Get More Info Apply
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Discover® MoreSM Card - Wildlife Collection |

Annual Fee: None
Ongoing APR: As low as 10.99%
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Choose from different Wildlife Card Designs!
- Unlimited cash rewards*
- 5% to 20% Cashback Bonus® at top online retailers*
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- 0% Intro APR*
- Talk to a knowledgeable person in less than a minute
- $0 fraud liability guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View rates, fees, rewards and other important information.
Get More Info Apply
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Discover® MoreSM Card - American Flag |

Annual Fee: None
Ongoing APR: As low as 10.99%
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Patriotic, American Flag Design!
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus®on all other purchases automatically
- Unlimited cash rewards*
- Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
- 0% Intro APR*
*View rates, fees, rewards and other important information.
Get More Info Apply
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First Equity Platinum Small Business Visa® |

Annual Fee: $0-$39
Ongoing APR: As low as 0%*
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First Equity specializes in credit for businesses!
- APR as low as 0.0%*
- Working Capital Credit Line of up to $100,000
- Customized with your Business Name at the top
- Free Additional Cards for Employees
- Earn up to 5% cash back on qualified purchases*
*First Equity Terms & Conditions.
Get More Info Apply
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Advanta Custom Platinum BusinessCard with Rewards |

Annual Fee: None
Ongoing APR: Prime + 0.24% (Currently 5.24%)
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A business credit card, now with your favorite image on it.
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card — your company name on the card, plus logo or other image!
- No Tax ID required for application
- Build Business Credit with the Advanta BusinessCard
* See website for Terms and Conditions.
Get More Info Apply
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Efectiva™ Platinum Plus® Visa® |

Annual Fee: None
Ongoing APR: Prime + 5.99% (Currently 10.99%)
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Earn Points for Cash Back!
- 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for the first 6 billing cycles
- Earn 5 bonus points with your first purchase
- Bilingual communications and services in English or Spanish
- No Annual Fee
- Card issued by FIA Card Services, NA.
*See important rate and fee information.
Get More Info Apply
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Discover® Open RoadSM Card |

Annual Fee: None
Ongoing APR: As low as 10.99%
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5% Cashback Bonus® on gas and auto maintenance purchases
- 0% Intro APR*
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards*
- Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
Get More Info Apply
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Discover® MoreSM Card - Clear |

Annual Fee: None
Ongoing APR: As low as 10.99%
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5% Cashback Bonus®*!
- Unlimited cash rewards*
- 5% to 20% Cashback Bonus® at top online retailers*
- Increase, even double, your rewards when you redeem for gifts cards from our 80 Cashback Bonus® Partners*
- Talk to a knowledgeable person in less than a minute
- 0% Intro APR*
*View rates, fees, rewards and other important information.
Get More Info Apply
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IberiaBank MasterCard® Gold Cash Back Rewards Card |

Annual Fee: None
Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)
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1% cash back on everything you buy from day one!
- No limit on cash back; no expiration for the life of your account
- No minimum to redeem for cash
- No annual membership fee
Download the Terms & Conditions here.
Get More Info Apply
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Capital One® No Hassle CashSM Rewards - Excellent Credit |

Annual Fee: None
Ongoing APR: 14.90%
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For customers with excellent credit
- 1% cash back on all purchases you make from day one*
- No limit on cash back and rewards won't expire for the life of your account
- Request your cash back rewards whenever you want
*See website for Disclosures.
Get More Info Apply
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Blue Cash® for Business Credit Card |

Annual Fee: None
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
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Blue Cash® for Business Credit Card from OPENSM the small business team
- Up to a 5% cash rebate
- No Annual Fee
- 0% APR during your first 6 months
- Get a decision in less than 60 seconds
- Easy, 1-page online application
- No limit to the cash rebate you can earn
- No minimum spending requirement - start earning cash back right away
- Earn cash rewards on purchases made by Additional Cardholders
Get More Info Apply
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American Express SimplyCashSM Business Card |

Annual Fee: None
Ongoing APR: As low as Prime + 0.00% (Currently 5.00%)
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No limit to the cash back you can earn: It's automatic every month...
- Earn 5% cash back on gas, office supplies, and wireless services
- Earn 1% cash back on virtually all other purchases
- Cash back is automatically credited to the statement each month
- Use the online calculator to see how fast your savings add up
- 0% introductory APR for the first 12 months
- No annual fee with the flexibility to pay in full or carry a balance
- OPEN Savings® : Automatic discounts with FedEx, Delta®, major hotels, and more
Get More Info Apply
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Advanta Platinum with Rewards |

Annual Fee: None
Ongoing APR: Prime + 0.24% (Currently 5.24%)
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Low Rates, Rich Rewards and Exclusive Savings.
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- Up to 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card — your company name on the card, plus your logo.
* See website for Terms and Conditions, important information, benefits and limitations.
Get More Info Apply
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