Catalog Credit Cards

Catalog Cards are not like traditional credit cards:
They allow cardholders to make purchases only at specific online locations. Generally speaking, everyday purchases cannot be made with this type of card. Catalog Cards may be a good option for those with bad and/or damaged credit, as it is often easier to get approved for a catalog card than a traditional credit card. This type of card may also be useful in re-establishing credit, as some report to major credit bureaus.

USA Gold Optimum

Annual Fee: None Ongoing APR: 0.00%

$12,500 Unsecured Gold Merchandise Credit Line No credit checks or turndowns No employment verification Merchandise credit limit increases available Merchandise credit line is reported to a major Credit Bureau *Guaranteed Instant Online Approval Apply now and receive a *FREE $50 gift card *See website for Terms & Conditions. Get More Info         Apply

USA Classic - FreeCreditClub.com

Annual Fee: None Ongoing APR: 0.00%

Establish New Credit and Get Back to Living... Your Membership is *Guaranteed No Employment Verifications No Credit Checks Membership is *Free $2,500 unsecured merchandise credit line Poor Credit? No Credit? No Problem *Guaranteed Instant Online Approval *See website for Terms & Conditions. Get More Info         Apply

BuyRIGHT Prepaid MasterCard®

Monthly Fee: $0-$4.95

BuyRIGHT is RIGHT for you! Click-N-Pay bill payment Free direct deposit Free activity alerts On-line money management tools BuyRIGHT Rewards program No Credit Checks No Employment Verification No Monthly or Annual Fee Option Free BuyRIGHT Marketplace Membership Get More Info         Apply

Horizon Gold Credit Card

Annual Fee: None Monthly Fee: $6.00 Ongoing APR: 0.00%

Get your *Guaranteed Approval Unsecured Credit Card *Guaranteed Approval! *Bad Credit Accepted! *No Employment Check! *Reports to a Major Bureau! *See Complete Terms & Conditions for details. Get More Info         Apply

You can only purchase products chosen from their catalog when using their card. Usually, their rates are higher than most "regular" credit card rates. They could be useful building or re-building your credit if the card issuer reports your card activity to the major credit bureaus. You should try to take advantage of the store's special offers made exclusively to their credit card holders. Again, if you pay your dues on time and leave just enough balance to show up on your credit report (let's say $100) then your credit rating will improve over time.