CitiBusiness® Card with ThankYou Network^SM

Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: Prime + 4.99% (Currently 9.99%)
Annual Fee: None
APR for Balance Transfers: Prime + 4.99% (Currently 9.99%)
Balance Transfer Fee: Balance transfer fee applies with this offer*
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20 Days
Reward Program: ThankYou Points®
Late Fee: $15-$39
Overlimit Fee: $35.00
Issuer: Citibank

  APPLY FOR THIS CARD!

Running your business is hard work. Being rewarded for it shouldn't be. The CitiBusiness® Card with ThankYou Network^SM offers a wide choice of exciting rewards that are easy to earn and easy to redeem. You'll receive:

• 10,000 ThankYou^SM Points after $250 in purchases, redeemable for a $100 gift card
  
• 1 ThankYou Point for every dollar spent on purchases and 3 ThankYou Points on eligible business purchases¹
  
• Save with 0% APR on purchases for 12 months*
  
• Free additional cards for employees with credit limits you set
  
• A generous credit line
  
• Free quarterly and annual account summaries
  
• Ability to check card balances, pay your statement and get cash at Citibank ATMs and branches.
  

CitiBusiness® Card with ThankYou Network^SM

ThankYou Network^SM brings together a wide array of rewards and experiences designed to make life just a little more fun and exciting. And because rewards start at only 1,000 points, you're always close to getting something you want.

• Treat yourself with gift cards to stores you love to shop at.
  
  
• Get away with cruises, vacation packages and tickets on any airline — with no blackout dates.
  
  
• Add to your collection of DVDs or CDs.
  
  
• Enjoy a night out with dinner and a movie.
  
  
• Choose from a huge selection of high-quality merchandise, including electronics, sporting goods and things for your home.
  
  
• Enjoy extra savings by lowering your credit card APR.
  
  
• If there's something you don't see in our collection, we'll work to find it for you. We call it "Your Wish Fulfilled".
  

* Introductory APR of 0.0% on purchases for 12 months from date of cardmembership. After the promotional period ends, the standard variable purchase APR will be applied to any unpaid purchase amounts. However, all your APRs may automatically increase to a 29.24% variable default rate if you default under any Card Agreement that you have with Citibank. Minimum finance charge $0.50. The transaction fee for balance transfers is 3.0% of the amount of each balance transfer, $5 minimum. Cash advance transaction fee: 3.00% of amount of advance, minimum $5.00. Foreign purchase transaction fee: 3% of purchase amount after its conversion into U.S. dollars. Annual fee: none.

¹ ThankYou^SMNetwork CitiBusiness Card with ThankYou Network Terms and Conditions
ThankYou^SMNetwork is offered to certain cardmembers ("you") at the sole discretion of Citibank (South Dakota), N.A. ("we"), the issuer of your card account ("Card Account"). ThankYou Network or any portion thereof may be revised or terminated with 30 days prior written notice. If ThankYou Network is terminated, you will only have 90 days from termination date to redeem all your accumulated ThankYou Network points ("ThankYou Points"). However, ThankYou Network rewards may be changed or substituted, as well as ThankYou Point levels required for specific ThankYou Network rewards adjusted, at any time without prior notification.

Unless you are participating in a limited-time promotional offer, you will earn three ThankYou Points for every dollar you spend on purchases at certain office supply merchants, and on professional services, and one ThankYou Point for every dollar you spend on all other purchases. You can only earn ThankYou Points on purchase transactions, no other transactions qualify. Office supply merchants are defined as stand-alone merchants that primarily sell stationery and office supplies for business consumption. Professional services are defined as stand-alone tax preparation, accounting, bookkeeping, and legal services providers that provide their respective services to businesses.

Purchases not eligible to receive the three points include, but are not limited to, purchases made at warehouse clubs, discount stores, department stores and convenience stores. Online, catalog, mail order and telephone purchases are not eligible to receive three ThankYou Points unless the merchants appropriately identify the transactions.

We do not determine whether merchants appropriately identify all transactions you make on your Card Account, but we do reserve the right to determine which purchases qualify to receive ThankYou Points. You can earn up to 100,000 ThankYou Points during any calendar year (eligible purchases appearing on your January-December billing statements). You may earn ThankYou^SM Points as long as your Card Account is open and current. ThankYou Points expire three years from the end of the calendar year in which they are earned unless ThankYou Network is terminated.

If you are approved for a Card Account, a ThankYou Network Member Account ("ThankYou Member Account") will be set up for you, the Authorized Officer. ThankYou Points post to your Card Account at the close of each billing cycle, and at that time we will transfer ThankYou Points you earned to your ThankYou Member Account. The ThankYou Points transferred to the Authorized Officer's ThankYou Member Account will include those earned through purchases made with an additional employee card. ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account. ThankYou Points can only be redeemed by the Authorized Officer, but may be used for another person.

See web site for complete terms & conditions