Credit Cards for Students

Student Credit Cards just like Student Loans are ways to establish a credit history.
In today's economy finances are of paramount importance and one's credit history is her or his financial reputation. The credit rating of an individual is helping lenders determine if someone is creditworthy or not. In addition, any company or individual, with a legitimate business need, can review your credit report. For example, a credit report can be used to determine one's eligibility to rent an apartment. Student Credit Cards, if used wisely, can be great help to establish a good credit history.

Discover® Student Open RoadSM Card

Annual Fee: None Ongoing APR: 14.99% Fixed

Get the card that's right for you, now and down the road. 0% Interest* on Purchases for 6 Months Build Your Credit History Full 5% Cashback Bonus® on gas and auto maintenance purchases* Up to 1% Cashback Bonus® on all other purchases* $0 Fraud Liability Guarantee No Annual Fee *View rates, fees, rewards and other important information. Get More Info         Apply

Discover® Student Card

Annual Fee: None Ongoing APR: 14.99% Fixed

Easy online account options that put you in control 0% Interest* on Purchases for 6 Months 5% to 20% Cashback Bonus® at top online retailers* No Annual Fee $0 Fraud Liability Guarantee *View rates, fees, rewards and other important information. Get More Info         Apply

Card Lab Custom Visa Gift Card

The Customized Visa Gift Card Perfect for any occasion or holiday - makes the impersonal gift personal again Upload your own photo or choose one from our huge design gallery Customize your card with an embossed message Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted Online access lets you easily check your balance and transactions Cards are only $5.95 and are delivered in 5 to 10 business days *See web site for details. Get More Info         Apply

Western Union® Prepaid MasterCard®

Monthly Fee: $4.95

Credit problem? No problem! Carry your money safely and conveniently. Shop online anywhere MasterCard debit cards are accepted. Check your Card balance anytime online or over the phone. Reload your Card at any participating Western Union Agent location in the United States. No credit checks! No lengthy applications! Shop wherever MasterCard debit cards are accepted — even online Efficiently manage your money and pay bills because you control how much you put on the Card. Easy to Get, Easy to Use The power of cash. The convenience of plastic. Get More Info         Apply

Wired Plastic™ Prepaid Visa® Card

Annual Fee: None* Monthly Fee: $3.95

Guaranteed Approval*. Earn Reward Points on Every Purchase. Receive your new Visa® card in as little as 3 days No Upfront Payment Required Overdraft Safety Program Rewards Program Integrated Bill Pay Service Convenient Loading Options *See Terms and Conditions. Get More Info         Apply

Students usually have no credit history. With no credit history, there is no credit rating, and with no credit rating, it is hard to get a decent credit card. This dilemma may prove to be difficult to overcome for many students. This is why banks came up with student credit cards, in a way, to help students build a credit history from the ground up. Student credit cards are often scaled back versions of an issuer's regular credit cards, but they accomplish their primary purposes: they can be used for purchases and help in establishing credit.