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Credit Cards for Students
Student Credit Cards just like Student Loans are ways to establish a credit history.
In today's economy finances are of paramount importance and one's credit history is her or his financial reputation. The credit rating of an individual is helping lenders determine if someone is creditworthy or not. In addition, any company or individual, with a legitimate business need, can review your credit report. For example, a credit report can be used to determine one's eligibility to rent an apartment. Student Credit Cards, if used wisely, can be great help to establish a good credit history.
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Discover® Student Card |

Annual Fee: None
Ongoing APR: As low as 12.99%-19.99%
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Easy online account options that put you in control
- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.
Get More Info Apply
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Card Lab Custom Visa Gift Card |

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The Customized Visa Gift Card
- Perfect for any occasion or holiday - makes the impersonal gift personal again
- Upload your own photo or choose one from our huge design gallery
- Customize your card with an embossed message
- Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted
- Online access lets you easily check your balance and transactions
- Cards are only $5.95 and are delivered in 5 to 10 business days
*See web site for details.
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Wired Plastic™ Visa® Prepaid Card |

Annual Fee: None*
Monthly Fee: $3.95
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Guaranteed Approval*. Earn Reward Points on Every Purchase.
- Accepted everywhere VISA debit cards are accepted
- No Credit Check, Income requirements or bank account required
- On Demand Alerts - Manage your account via text messaging
- FREE Online Access to Account
- FREE Mobile Alerts — Text to your mobile and email
- FREE Rewards Program — Earn 1 point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit — Eliminate check cashing fees
*See Terms and Conditions.
Get More Info Apply
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Students usually have no credit history. With no credit history, there is no credit rating, and with no credit rating, it is hard to get a decent credit card. This dilemma may prove to be difficult to overcome for many students. This is why banks came up with student credit cards, in a way, to help students build a credit history from the ground up. Student credit cards are often scaled back versions of an issuer's regular credit cards, but they accomplish their primary purposes: they can be used for purchases and help in establishing credit.
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