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Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you to get a secured or an unsecured credit card.

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Balance Transfer Credit Cards

Visa® Credit Cards - Centennial® MasterCard®/Visa®
 
   
 

Citi® Platinum Select® Visa® Card for College Students

Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 5.99% (Currently 10.99%)
Annual Fee: None
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20 Days
Late Fee: $15-$39
Overlimit Fee: $39.00
Issuer: Citibank



You've got the power to build your future. Your Citi® Platinum Select® Visa® Card for College Students can help. In fact, with great benefits such as:

0% APR on purchases, cash advances and balance transfers for 6 months* (no balance transfer fee applies for this offer), it's the perfect way to build your credit. You'll also enjoy no annual fee, acceptance at millions of locations and more. Plus, there's no minimum income or cosigner required--so it's easy to get your Citi® Platinum Select® Visa® Card.

And that's not all, because when you visit Student.CitiCards.com you'll receive big discounts at some of your favorite stores. It's only for students, and only when you use your Citi Card.

Your new card also comes with free credit education tips and tools to help you control your spending every step of the way.

  • 0% APR1 for 6 months on everything
  • No annual fee
  • Great student discounts
  • Protect and manage your account with these great benefits:

                        Citi® Identity Theft Solutions
                        Citi® Photocard option2
                        The Lost Wallet® Service
                        Free Online Account Management
                        Credit Education Tools at Students.UseCreditWisely.com
                        Personal information protected by our Privacy Policy
                        $0 liability on unauthorized charges

Members must get approved for the card, activate the card and do one of the following in order to receive their gift and/or credit:

a) make a purchase

b) transfer a balance or

c) conduct a cash advance


1 After the promotional period ends, your standard purchase APR will be applied to any unpaid balance transfer and promotional purchase balances, and your standard cash advance APR will be applied to any unpaid cash advance balances. As of September 21, 2007, the standard variable purchase and balance transfer APR is 13.74%. The standard variable cash advance APR is 22.74%. However, all your APRs may automatically increase up to the 31.74% variable default rate if you default under any Card Agreement that you have with us. The minimum finance charge: $0.50. Foreign purchase transaction fee is 3% of purchase amount after its conversion into U.S. dollars. The transaction fee for cash advances is 3.0% of the amount of each cash advance, $5 minimum. The transaction fee for balance transfers is 3.0% of the amount of each balance transfer, $5 minimum. However, we will waive the balance transfer transaction fee on balances you transfer in response to this offer. Subject to credit approval. Additional terms and conditions apply.

For more details, please ee Terms and Conditions.

2 Please do not include a photo at the time of application. Details will be provided upon cardmembership.

See web site for complete terms & conditions

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