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Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you to get a secured or an unsecured credit card.

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Poor Credit Credit Cards
 
   
 

Discover® Open RoadSM Card

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Annual Fee: None
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Reward Program: Full 5% on Gas Purchases*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Issuer: Discover Bank

* See Terms and Conditions



No other card rewards you like the Discover® Open RoadSM Card. Enjoy a 0% Introductory APR* and earn 5% Cashback Bonus® on gas and auto maintenance purchases and up to 1% Cashback Bonus® on all your other purchases automatically*. Plus, you will earn cash rewards and pay no annual fee. For your peace of mind you'll have a $0 fraud liability guarantee and the easiest online Account management options. You also have the option to Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners.
*View Rates, Fees, Rewards and other important information.

Discover® Open RoadSM Card Benefits:

  • 0% Intro APR*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards*
  • No Annual Fee
  • $0 Fraud Liability Guarantee
  • One call, we take care of it
  • Talk to a knowledgeable person in less than a minute
  • Easy online account options that put you in control
  • Timely e-mail reminders to help you avoid fees
  • Good Credit Required

*View rates, fees, rewards and other important information.

REWARDS: Earn unlimited cash rewards on all purchases. Earn a full 5% Cashback Bonus® on your first $100 in combined gas and auto maintenance purchases each billing period, up to $1,200 annually. In addition, earn a full 1% on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $1,500 earn .50%. Combined gas and auto maintenance purchases in excess of $100 each billing period earn Cashback Bonus® at the same rate as other purchases. Gas and auto maintenance purchases are those made at merchants we classify as gas stations and at stores that primarily sell automotive parts and services, such as auto dealerships, auto repair shops, tire stores and car washes. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. We do not include warehouse purchases or your first $100 in combined gas and auto maintenance purchases each month in calculating your total annual purchases to determine your tier level. Rewards are redeemable in $20 increments. Rewards have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Cashback Bonus® will be forfeited. Full terms and conditions will be sent with your card.

See web site for complete terms & conditions

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