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Discover® Student Card
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Annual Fee: None
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Issuer: Discover Bank
* See Terms and Conditions
Enjoy 0% Interest* on purchases for 6 months, pay no annual fee and have peace of mind with $0 fraud liability guarantee. Plus, enjoy Easy Online Account Management Options. You'll also earn 5% Cashback Bonus® in popular categories that change four times a year like travel, apparel, home, gas, restaurants, movies and more and up to 1% Cashback Bonus® on all other purchases automatically*. You also have the option to increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners* Start Saving Today —APPLY NOW!
Discover® Student Card Benefits:
- 0% Interest* on Purchases for 6 Months
- 5% to 20% Cashback Bonus® at top online retailers*
- 5% Cashback Bonus® in popular categories that change four times a year like travel, apparel, gas, restaurants, movies, and more*
- Up to 1% Cashback Bonus® on all other purchases automatically*
- Unlimited cash rewards, automatically
- No Annual Fee
- $0 Fraud Liability Guarantee
- Easy Online Account Management Options
*View rates, fees, rewards and other important information.
APPLICATION INFORMATION:
Federal law requires that Discover Bank obtains certain information about you such as your date of birth and street address in order to verify your identity. Except for full time students, you must have a minimum annual household income of $15,000 to be considered for any Discover Card. You authorize them to obtain a consumer report from consumer reporting agencies in considering this application. Upon your request, Discover Bank will inform you of the name and address of each consumer reporting agency from which we obtained a consumer report relating to you. Offer only available to U.S. citizens and permanent residents 18 and older. To apply with a joint applicant, write to us at PO Box 30943, Salt Lake City, UT 84130-0943. Every applicant, including a spouse, may apply for a separate account. THIS OFFER SUPERSEDES ALL PRIOR OFFERS. Terms of this offer, including fees are accurate as of November 2007 and may change after that date. To find out what may have changed after that date write to Discover Bank at PO Box 15410, Wilmington, DE 19886-0820.
Cashback Bonus® is the only cash rewards program that gives you complete earnings freedom — free rewards, unlimited earnings, never expires as long as you use the Card.
REWARDS: Earn unlimited cash rewards on all purchases. Earn a full 5% Cashback Bonus® on purchases throughout the year by participating in each program. In addition, earn a full unlimited 1% Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $1,500 earn .25% and other purchases that are part of your second $1,500 earn .50%. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. We do not include warehouse purchases (up to to the dollar amount specified in each applicable program) in calculating your total annual purchases to determine your tier level. Rewards are redeemable in $20 increments. Rewards have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make the Minimum Payment Due bye the Payment Due Date for two consecutive billing periods, your Cashback Bonus will be forfeited. Full terms and conditions will be sent with your card.
See web site for complete terms & conditions
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