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Centennial® Secured MasterCard®
Ongoing APR: 19.9%*
Annual Fee: $69.00*
Monthly Fee: $7.00*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Total Initial Charge: $200 minimum deposit*
Issuer: First PREMIER Bank
* See Terms and Conditions
All journeys no matter how long, begin with a first step. Centennial® knows that getting credit can be challenging. Start your journey with a secured Centennial® MasterCard®. Applying is simple, quick and safe.
Available Credit and Cash Advance Limitations:
The initial minimum credit limit will be at least $250 and the following fees will be billed to your first statement: Account Set-Up Fee of $29.00, the Program Fee of $95.00, the Annual Fee of $48.00, the Additional Card Fee of $20.00 per card (if applicable) and Monthly Servicing Fee of $7.00. These fees will reduce your available credit until they are paid. If you are assigned the minimum credit limit of $250 your initial available credit will be $71 ($51 if you select the additional card option).
Your initial cash advance line will be 10% of your assigned credit line. Once your account has been open and active for a minimum of 90 days, has two consecutive months of current payment history, is not currently delinquent and has had no return payments for 60 days, your cash advance availability may be increased to 50% of the assigned credit line. If your initial credit line is $250, your beginning cash advance line will be $25 and may increase to $125 once the criteria above is met.
Qualify For Future Credit Limit Increases:
You will be eligible for consideration of a credit limit increase after 6 months. This program is designed to allow individuals to increase their credit limit based on their credit performance.
First PREMIER Bank was established in 1929 and is located in Sioux Falls, South Dakota. They are a registered member of the Better Business Bureau and a member of FDIC (Federal Deposit Insurance Corporation). They serve well over 3,000,000 accounts today. You can visit www.firstpremierbank.com to learn more.
* See web site for fees, rates, costs, limitations, available credit and other terms for this SECURED MasterCard® offer.
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