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First PREMIER Bank Secured MasterCard®
Ongoing APR: 19.9%*
Annual Fee: $69.00*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Total Initial Charge: $200 minimum deposit*
Issuer: First PREMIER Bank
* See Terms and Conditions
If you're having problems getting a credit card due to past credit history, you've come to the right place. To apply is quick and easy. Apply for your First PREMIER Bank Card today!
The First PREMIER Bank Credit Card® is especially designed for people who have had difficulties being approved for a major credit card. This is a fee based product in which fees will be billed to your first statement reducing your available credit until they are paid. The First PREMIER Credit Card is issued by First PREMIER Bank, one of the nation's leading credit card issuers specializing in MASTERCARD® credit cards for those with less than perfect credit. Investing in the fees associated with the First PREMIER Credit Card is an investment in your future.
Available Credit and Cash Advance Limitations:
The initial minimum credit limit will be at least $200 and the following fees will be billed to your first statement: Annual Fee of $69.00 and the Additional Card Fee of $20.00 (if applicable). These fees will reduce your available credit until they are paid. Your initial cash advance line will be 10% of your assigned credit line. Once your account has been open and active for a minimum of 90 days, has two consecutive months of current payment history, is not currently delinquent and has had no return payments for 60 days, your cash advance availability may be increased to 50% of the assigned credit line. If your initial credit line is $200, your beginning cash advance line will be $20 and may increase to $100 once the criteria above is met.
See web site for fees, rates, costs, limitations, available credit and other terms for the SECURED MasterCard® offer.
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