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Chase Flexible RewardsSM Platinum Visa®

Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Annual Fee: None
APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Grace Period: At least 20 Days
Reward Program: Bonus Points
Late Fee: $15-$39
Overlimit Fee: $39.00
Issuer: Chase Bank USA

* See Terms and Conditions



Why settle for a rewards credit card that limits your choice of rewards? With the Flexible Rewards Platinum Visa® card, you can earn 1 point for every eligible dollar spent1 and turn everyday purchases into extraordinary rewards:

  • Merchandise— Choose from a variety of great brand name products.
  • Travel— Earn airline tickets, hotel stays or car rentals.
  • Cash back— Redeem 3,500 points and receive a $25 check.
  • Gift cards— Get free stuff from your favorite stores and restaurants.
  • Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with a 0% Intro APR for up to 12 months.2
  • No annual fee


1 One point will be earned for each dollar of net purchases. Awards are subject to program restrictions, including 21 day advance ticketing and Saturday night stay for air travel. A service fee of up to $25.00 will be charged for the use of Reward Headquarters services for redemption of air travel. Points are not earned on balance transfers, cash advances, any checks that access your account, overdraft protection advances, travelers checks, finance charges, or fees of any kind, including fees for products that protect or insure the balances of the cardmember's account. Maximum point accumulation is 60,000 points annually on net purchases. The maximum cash reward redemption is $600 per calendar year. See Program Rules and Regulations which will be mailed after your first statement.

2 The length of your introductory period will be either 12 months for purchases and balance transfers or 3 months for balance transfers only, depending on our review of your application and credit history. Valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms.

See web site for complete terms & conditions

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