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First Option Visa®
Ongoing APR: 19.50%
Annual Fee: $59.00
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Late Fee: $20.00
Overlimit Fee: $20.00
Total Initial Charge: $99.95
Issuer: New Millennium Bank
CREDIT LIMIT Your credit cards will have a credit limit of $300.00 to $5,000.00 per card.
You determine your credit limit by the amount you deposit in your collateral savings account with New Millennium Bank. Your credit limit will be equal to the balance in your collateral savings account. Minimum deposit is $300, maximum deposit is $5,000.00 per card.You will be sent your confirmation and savings account materials after we receive your online application and processing fee.
GUARANTEED APPROVAL REQUIREMENTS Your credit history will NOT be checked. Your approval will be based on verifying the information you supply to us regarding your age (at least 18, 19 in NE), social security number and residence. Your approval is also based on your agreement to open an FDIC insured savings account (minimum $300 — maximum $5,000 per card) with the bank, Member FDIC. This is your money, but you pledge it to secure repayment of all credit extended through this program. If you do not open an account meeting these requirements within 60 days, this offer of credit may be withdrawn.
The above information is brought to you by this website and New Millennium Bank is not affiliated with it and does not endorse, nor guarantee, nor is responsible for this information.
See web site for complete terms & conditions
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