Platinum Credit Cards

Unsecured, Platinum and Gold Cards.
To qualify for a platinum or gold credit card, you must have an excellent credit rating. Many credit card issuers do not distinguish between gold and platinum cards in interest rates and fees. However, platinum cards have higher credit limits and more benefits and perks, such as reward programs, shopping, dining and travel discounts. Credit limits associated with gold and platinum cards vary from $2,000 up to $100,000.

Orchard Bank® Platinum MasterCard®

Annual Fee: $39-$59 Ongoing APR: 8.90%-18.90%

Bad Credit? — Good Platinum MasterCard®! Enjoy the prestige of Platinum with no up front fees Premium Platinum benefits including Purchase Protection Great credit card to strengthen your credit Reports to all 3 credit bureaus monthly, which can help improve your credit score Free Online 24-hour Account Access and Bill Pay Periodic credit limit increases View the Credit Terms & Conditions. Get More Info         Apply

MoneyReturn® Visa® Platinum Plus®

Annual Fee: None Ongoing APR: Prime + 5.99% (Currently 10.99%)

Get back 10% of your yearly interest charges! No annual fee 0% Introductory APR on balance transfers and cash advance checks for your first 6 billing cycles* Get back 10% of your yearly interest charges Card issued by FIA Card Services, NA. *See important rate and fee information. Get More Info         Apply

Capital One® Standard Platinum

Annual Fee: None Ongoing APR: 17.80%

Great choice if you carry a balance short-term. Enjoy 0% on purchases until October 2008 No annual fee Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping *See website for Disclosures. Get More Info         Apply

Citi® Home Rebate Platinum Select® MasterCard®

Annual Fee: None Ongoing APR: Prime + 3.99% (Currently 8.99%)

Time flies. Wouldn't it be nice if your mortgage did too? Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months Receive 1% on all other purchases Rebate automatically applied to your mortgage principal NO CAP or limits on the amount of rebates you can accumulate in a year No annual fee *See Terms and Conditions. Get More Info         Apply

Chase PerfectCard™ MasterCard®

Annual Fee: None* Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*

SAVINGS YOU CAN TAKE ON THE ROAD - SAVE 6%! 6% rebates on ALL gas purchases at ANY gas station for the first 90 days* 3% rebates on ALL gas purchases at ANY gas station after the first 90 days* 1% rebates on ALL other purchases made anywhere else* 0% Intro APR* for up to 6 months* No Annual Fee *See Pricing & Terms. Get More Info         Apply

AARP Rewards Platinum Visa® Card

Annual Fee: None Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*

A full 1% back for every dollar you spend. Earn one reward point for every dollar you spend.* 0% APR for up to 6 months and pay no annual fee.* No telemarketing calls. Zero unauthorized liability. Exclusive discounts for AARP Platinum Visa cardmembers. Automatic AARP Rewards Platinum Visa card benefits. *See Pricing & Terms. Get More Info         Apply

Chase Free Cash RewardsSM Visa® Card

Annual Fee: None Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*

A decision that's easy to make: FREE CASH! Earn 1 point for every eligible $1 in purchases* 1,000 Bonus Points* with your first purchase Intro 0% Fixed APR for up to 12 months* No Annual Fee Get your rewards with as few as 2500 points Choose from either a $25 check or a $25 gift card/certificate *See Pricing & Terms. Get More Info         Apply

Chase Flexible RewardsSM Platinum Visa®

Annual Fee: None Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*

Your choice. Your chase. Earn 1 point for every dollar spent* Earn airline tickets, hotel stays or car rentals. 0% introductory APR* for up to 12 months The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history No Annual Fee *See Pricing & Terms. Get More Info         Apply

Citi® Dividend Platinum Select® Card for College Students

Annual Fee: None Ongoing APR: Prime + 7.99% (Currently 12.99%)

You've got the power to build your future. 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement* Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter. Earn 1% cash back on all other purchases No minimum income or cosigner required Build your credit history No balance transfer fee with this offer *See Terms and Conditions. Get More Info         Apply

Citi® Diamond Preferred® Rewards Card

Annual Fee: None Ongoing APR: As low as Prime + 5.49% (Currently 10.49%)

For every passion, there's a reward. 0% APR* on balance transfers for up to 12 months $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening* 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases* No annual fee and FREE rewards program Citi® Identity Theft Solutions Price Protection Program $0 Liability on unauthorized purchases *See Terms and Conditions. Get More Info         Apply

CitiBusiness® Card

Annual Fee: None Ongoing APR: Prime + 2.99% (Currently 7.99%)

The card built for small businesses. 0% APR on purchases and balance transfers for 12 months* No annual fee Business-size credit line Free additional cards for employees with credit limits you set Savings on everyday business purchases Quarterly and annual account summaries Balance transfer fee applies with this offer* *See Terms and Conditions. Get More Info         Apply

Platinum Business Credit Card from American Express®

Annual Fee: None Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)

Platinum Business Credit Card from OPEN® the Small Business Team Pay over time or pay in full each month No annual fee 0% Introductory APR on purchases for the first 12 months Balance Transfer APR: 4.99%* Option to enroll in Fee-Free Membership Rewards Program No annual fee and fee-free Additional Cards* Get a decision in less than 60 seconds Easy, 1-page online application *View Terms & Conditions. Get More Info         Apply

Citi® Diamond Preferred® Card

Annual Fee: None Ongoing APR: As low as Prime + 3.49% (Currently 8.49%)

Apply now — it's in your best interest! 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Balance transfer fee applies with this offer *See Terms and Conditions. Get More Info         Apply

AT&T Universal Savings Platinum Card

Annual Fee: None Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)*

The innovation that saves you 10% on all the others. Up to 10% savings for the first 12 months on AT&T purchases* Plus AT&T calling benefits*: Up to 30 free phone minutes each month 0% APR on balance transfers for 12 months* No annual fee *See Terms and Conditions. Get More Info         Apply

Advanta Life-of-Balance Platinum Card

Annual Fee: None Ongoing APR: Prime + 2.24% (Currently 7.24%)

The BusinessCard as individual as your business...only from Advanta. 2.99% Fixed APR for Life on balances transferred within 3 months Choice of 6% Cash Back or Travel Rewards No Annual Fee and No Limit on Earnings $0 Fraud Liability Personalized card — your company name on the top of the card See website for Terms and Conditions. Get More Info         Apply

HSBC Weekend Card

Annual Fee: None Ongoing APR: As low as 9.99%

Cash back on all purchases, all the time—double cash back on weekends. Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays 1% cash back on every single credit card purchase made Monday through Friday Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance 0% Introductory APR on balance transfers for 12 months* No annual fee *See terms & conditions. Get More Info         Apply

Bank of America WorldPoints™ Platinum Plus® Card

Annual Fee: None Ongoing APR: As low as Fixed 9.99%*

The WorldPoints credit card gives you a world of choice. Earn 1 Point for every dollar you spend in net retail purchases.* Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more. No annual fee Low Intro Rate Absolute Fraud Protection Free 24/7 Concierge Service Card issued by FIA Card Services, N.A. *See website for important rate and fee information. Get More Info         Apply

Citi® Dividend Platinum Select® Card

Annual Fee: None Ongoing APR: As low as Prime + 4.49% (Currently 9.49%)

Earn Cash Back on Everything. 0% APR on balance transfers for 12 months.* Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% cash back thereafter, plus 1% on all other purchases* Earn Cash Back on qualifying balance transfers and eligible cash advances. Earn unlimited cash back by shopping within the Citi Bonus Cash CenterSM No annual fee. *See Terms and Conditions. Get More Info         Apply

Citi® Platinum Select® MasterCard®

Annual Fee: None Ongoing APR: As low as Prime + 3.49% (Currently 8.49%)

We'd like to peak your interest, not your interest rate. 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management *See Terms and Conditions. Get More Info         Apply

HSBC Platinum MasterCard® with Cash Back Rewards

Annual Fee: None Ongoing APR: As low as Prime + 3.24% (Currently 8.24%)

If you prefer cash back to reading the fine print, this card is for you. Earn an unlimited 1% cash back on every single purchase Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance 0% Intro APR on balance transfers for the first 12 months* No annual fee *See terms & conditions. Get More Info         Apply

Discover® MoreSM Card - Sealife Collection

Annual Fee: None Ongoing APR: As low as 10.99%

Choose Your Sealife Card Design! 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners Easy online account options that put you in control Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. Get More Info         Apply

Efectiva™ Platinum Plus® Visa®

Annual Fee: None Ongoing APR: Prime + 5.99% (Currently 10.99%)

Earn Points for Cash Back! 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for the first 6 billing cycles Earn 5 bonus points with your first purchase Bilingual communications and services in English or Spanish No Annual Fee Card issued by FIA Card Services, NA. *See important rate and fee information. Get More Info         Apply

Discover® MoreSM Card

Annual Fee: None Ongoing APR: As low as 10.99%

Get it all... 5% Cashback Bonus® in categories that change four times a year* 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners 0% Intro APR* Fraud specialists dedicated to helping you 24/7 Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. Get More Info         Apply

Chase Disney Visa® Card

Annual Fee: None Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*

Get a variety of magical rewards no other card can match! No Annual Fee 0% Intro APR for up to 12 months* No Block-out Dates Visa® Platinum Benefits *See Pricing & Terms. Get More Info         Apply

Hawaiian Airlines® Visa® Platinum

Annual Fee: $50.00 Ongoing APR: Prime + 6.99% (Currently 11.99%)

10,000 Miles upon first purchase and first minimum payment. 10,000 bonus miles after first purchase 1 HawaiianMile for every dollar you spend in net retail purchases 2 HawaiianMiles for every dollar you spend on tickets purchased directly from Hawaiian Airlines 2,000 anniversary bonus HawaiianMiles when you renew your card each year Earn up to 100,000 miles per calendar year ShareMiles between friends and family $50 annual fee Card issued by FIA Card Services, NA. See important rate and fee information. Get More Info         Apply

Citi® Platinum Select® AAdvantage® World MasterCard®

Annual Fee: None for 1 Year; $85 thereafter Ongoing APR: Prime + 9.99% (Currently 14.99%)

Get More out of Life with the Citi® Platinum Select® AAdvantage® World MasterCard®. 25,000 AAdvantage bonus miles after you make $750 in purchases within 4 months * Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases* No blackout dates for AAdvantage award travel on select carriers* Redeem AAdvantage miles with over 25 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide* AAdvantage® miles may never expire* Reduced Mileage Awards* No pre-set spending limit* *See Terms and Conditions. Get More Info         Apply

TripRewards® MasterCard® Credit Card

Annual Fee: None Ongoing APR: As low as Fixed 9.9%

More ways to earn! More ways to Reward yourself. Low APR Hotel Rewards Gift Certificates No Annual Fee Balance Transfers Good to Excellent Credit Required Card issued by FIA Card Services, NA. *See website for important rate and fee information. Get More Info         Apply

NASCAR RacePointsSM Platinum Plus® Visa® Card

Annual Fee: None Ongoing APR: As low as Fixed 9.9%*

Rewards at Every Turn. Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers* through your first twelve billing cycles. Earn NASCAR RacePoints® every time you make a purchase. No annual fee. Online Banking Service Total Security Protection® Card issued by FIA Card Services, N.A. * See website for important rate and fee information. Get More Info         Apply

Bank of America® Accelerated Rewards™ American Express® Card

Annual Fee: None Ongoing APR: Fixed 9.9%*

Everyday life has its own rewards.™ 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles. No annual fee and the flexibility to pay over time Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates* Earn rewards faster with 1.25 points for every net retail purchase dollar* Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more. Free 24/7 Concierge Service Access to more than 2,200 American Express Travel Services locations worldwide to help you. Identify theft recovery and absolute fraud protection* Card issued by FIA Card Services, NA. *See important rate and fee information. Get More Info         Apply

Brighter Planet™ Visa® Credit Card

Annual Fee: None Ongoing APR: As low as Fixed 9.99%*

Earn points with every purchase to offset carbon dioxide (CO2) emissions! Automatic point redemptions to help build renewable energy projects 1 EarthSmart Point for every $1 net retail 1,000 EarthSmart bonus points with first transaction 1,000 EarthSmart bonus points for signing up for paperless statements 0% introductory APR for balance transfers and cash advance checks for your first 12 billing cycles* Card issued by FIA Card Services, N.A. *See important rate and fee information. Get More Info         Apply