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Chase PerfectCard™ MasterCard®

Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Annual Fee: None*
APR for Balance Transfers: 0.00% (for Up to 6 Months*)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Grace Period: At least 20 Days
Reward Program: Rebate (Credit)
Late Fee: $15-$39
Overlimit Fee: $39.00
Issuer: Chase Bank USA

* See Terms and Conditions



Until now, gas rebate cards had their limits: one brand of gas and that was it. Those days are over. Now you can automatically earn rebates on all gas purchases at any gas station with the Chase PerfectCard&trade.

With the Chase PerfectCard™ MasterCard® you earn a 6% rebate on all gas purchases made at any gas station for the first 90 days. After that, you'll earn a 3% rebate on all gas purchases.
And when you use your card at... a department store... your favorite restaurant... the dry cleaners... grocery stores... or anywhere else you shop, you earn a 1% rebate.

  • 6% rebates on ALL gas purchases at ANY gas station for the first 90 days1
  • 3% rebates on ALL gas purchases at ANY gas station after the first 90 days1
  • 1% rebates on ALL other purchases made anywhere1
  • 0% Intro APR for up to 6 months2
  • The time period for the introductory APR and the balance transfers to which it will apply will be based on our review of your application and credit history
  • No annual fee
  • Rebates credited toward future purchases
  • Online Account Access
  • Convenience Checks
  • Purchase Assurance and Extended Warranty Protection


Plus, your rebates are automatically credited toward any future purchases made with your Chase PerfectCard™ MasterCard®. The payoff for you is fast and easy.

With the Chase PerfectCard™ MasterCard®, you don't need to go out of your way to earn your rebates. Simply use your card everywhere you go.

The Chase PerfectCard.
Perfectly Rewarding.


1 Rebates are not earned on balance transfers, cash advances, any checks that access your account, overdraft protection, finance charges, or fees of any kind, including fees for products that protect or insure the balances of the cardmember's account. Cardmembers earn a 3% rebate for each dollar of net purchases at retail establishments that classify their merchant location for MasterCard as a gas station, and a 1% rebate for each dollar of net purchases everywhere else. (Net Purchases means purchases of goods and services made by you or any authorized user on your account minus any returns or refunds.) Cardmembers will earn an additional 3% rebate on net purchases at retail establishments that classify their merchant location for MasterCard as a gas station during the first 90 days following enrollment in the program. Maximum monthly rebate on net purchases that earn the 3% rebate is $15, which is $500 of net purchases that earn a 3% rebate. 1% rebate net purchases are excluded from the cap and earn unlimited rebates. Once enrolled, your rewards disclosure will be sent to you containing all program guidelines and benefits.

2 The length of your introductory period will be either 6 months for purchases and balance transfers or 3 months for balance transfers only, depending on our review of your application and credit history. Valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms.

Chase cardmembers who currently have or have had a Chase credit card in this Rewards Program or have received a similar bonus offer, may not be eligible for a second Chase credit card in the same Rewards Program, or for this bonus offer. Chase cardmembers currently receiving promotional pricing, or Chase cardmembers with a history of only using their current or prior Chase card for promotional pricing offers, are not eligible for a second Chase credit card with promotional pricing.

* See Pricing & Terms for details.

See web site for complete terms & conditions

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