Secured Credit Cards

Secured credit cards are for people with either no credit or poor credit:
They require some type of collateral to get approved, usually a security deposit. In most cases, the security deposit is equal to or higher than the approved credit limit. Your collateral can range from a vehicle, to personal valuables and stocks or bonds. Secured credit cards are perfect for people with either no credit or poor credit, but mostly come with low credit lines and various fees. However, if you pay all of your bills on time, you can ask for periodic credit increases. Secured Credit Cards are good to improve your credit rating over time.

Orchard Bank® Secured MasterCard®

Annual Fee: $0-$35 Ongoing APR: 7.90%-14.90%

Bad Credit — Good Secured MasterCard®! Set your own credit limit starting at $200, all online The perfect card to start building or rebuild your credit Reporting monthly to all major credit bureaus Your choice of payment due dates to fit your schedule Free standard bill pay and online account management tools E-alerts to your email or cell phone to remind you when a payment is due View the Credit Terms & Conditions. Get More Info         Apply

UltraVX Visa®

Monthly Fee: $6.95 Ongoing APR: 14.9%

Now anyone can qualify for a credit card with UltraVX Visa®. Credit-On Demand™*: up to $25,000 credit line Instant Approval: no credit check, no minimum income or bank account required Credit Reporting: reports to major credit bureaus Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions! Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide *Patent Pending Get More Info         Apply

New Millennium Bank Platinum Visa® or MasterCard®

Annual Fee: $59.00 Ongoing APR: 19.50%

NMB has guaranteed your credit approval for up to $10,000* with no credit check! Guaranteed* Issue NO credit check, EVER NOBODY gets turned down Reports to 3 major CREDIT BUREAUS Credit approval for up to $10,000 (with both cards)* YOU are APPROVED regardless of income or credit history Complimentary online services for account management and payments *See Rates, Fees & Other Terms. Get More Info         Apply

First PREMIER Bank Secured MasterCard®

Annual Fee: $69.00* Ongoing APR: 19.9%*

A MasterCard® Credit Card for Those with Less than Perfect Credit! Reports monthly to 4 Major Credit Bureaus Quality Customer Service Accepted where you see the MasterCard® logo Over 3 million credit card holders Enjoy the benefit of 24-hour phone account access *See Rates, Fees & Terms for current information. Get More Info         Apply

MyCreditCardFinder

One site, dozens of offers tailored to you! Simple and Easy to use Review up to 10 different credit card offers Find a credit card at no cost Free credit related information Get More Info         Apply

Centennial® Secured MasterCard®

Annual Fee: $69.00* Monthly Fee: $7.00* Ongoing APR: 19.9%*

A Secured Card that Reports monthly to 4 Major Credit Bureaus A MasterCard® for Those With Less Than Perfect Credit Enjoy the Benefit of 24 hour Account Access by Phone Accepted where you see the MasterCard® Logo Over 3 Million Card Holders Quality Customer Service *See Rates, Fees & Terms for current information. Get More Info         Apply

Secured credit cards are cards that require you to have some type of collateral or money on your account to cover them. When you have no credit or have bad credit, these secured credit card issuers give you the opportunity to establish or re-establish a good credit rating and you might be issued a card that you can use until your credit rating improves.