Poor Credit Credit Cards lists various credit cards for people with poor credit or no credit. They can help you to get a secured or an unsecured credit card.

This web site lists all American credit cards including low interest rate credit cards, student credit cards, even business credit cards for corporations, etc.

Some References:

Discover® Credit Cards - Discover® Student Card

Airline Mile Credit Card Offers - UltraVX Visa®

MasterCard® Credit Cards

Credit Cards with Smart Chip

Implementing Contactless Payment: SmartCards
An increasing number of U.S. consumers are paying for purchases with contactless payment devices. U.S. consumers are using MasterCard® PayPass® cards, American Express® ExpressPay® key fobs and other contactless devices to speed through payment transactions at gas stations, quick-service restaurants, theaters, and other merchants across the United States. Transit systems are also adopting contactless payment devices to improve consumer convenience, increase throughput, and reduce operating costs in major U.S. metropolitan areas.

The contactless payment implementations being offered in the United States by American Express®, MasterCard® and Visa® leverage the existing magnetic stripe payments infrastructure. These new payment schemes store a secured version of Track 1 and Track 2 financial data on the contactless card chip. The card then uses RF to communicate Track 1 and Track 2 payment information to the terminal.

We highly recommend that you apply for one of the following smart chip equipped credit cards listed on this web page.

Blue from American Express®

Annual Fee: None
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)

0% APR for up to 15 months - Get Blue from American Express®

Membership Rewards Express^SM program
0% APR for up to 15 months
Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance
No annual fee
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences

Get More Info Apply

Blue Cash® from American Express®

Annual Fee: None
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)

Say hello to the newest Blue - BLUE CASH from American Express®.

Up to 5% cash back on all qualified purchases*
0% Intro APR for 6 months
Online application approval decisions in under 60 seconds
Balance Transfer APR 4.99%
Go To Rate: Prime + as low as 4.99%, currently 9.99%
Flexibility to pay over time
No annual fee

*See Terms, Conditions & Disclosures

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Blue Cash® for Business Credit Card

Annual Fee: None
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)

Blue Cash® for Business Credit Card from OPEN^SM the small business team

Up to a 5% cash rebate
No Annual Fee
0% APR during your first 6 months
Get a decision in less than 60 seconds
Easy, 1-page online application
No limit to the cash rebate you can earn
No minimum spending requirement - start earning cash back right away
Earn cash rewards on purchases made by Additional Cardholders

Get More Info Apply

The Smart Card Chip Reader
A Smart Card is a plastic card resembling a traditional credit or debit card that contains a built-in integrated circuit chip used for identification and authentication purposes. There are several types of Smart Cards: Memory, CPU, Contact, Contactless (Proximity and Vicinity, Hybrid (Twin), Combi (Dual Interface).Smart Cards use a serial interface and receive their power from external sources like a card reader. The processor uses a limited instruction set for applications such as cryptography. First invented in the late 60's and it was popularized by a string of inventions from Roland Moreno in 1974. In 2000 Data Monitor announced that over 3 billion cards were in circulation worldwide. Euro Smart figures forecast that total Smart Card shipments in 2005 will be 2325 million.