No Annual Fee Credit Cards

No-Annual-Fee.com focuses on choice no annual fee credit cards:
To help you in making an educated decision, we collected and organized the most popular "fee-less" credit cards from the Internet. Some credit card issuers (usually banks) charge the cardholder (you!) an annual fee just for having their credit cards...

Why pay an ANNUAL FEE, when you can save yourself this unnecessary expense?
Well, there are certain situations when you should pay an annual fee, to get bonuses or for special features. You might find it beneficial to enroll in a credit card reward program, which could justify an annual fee, in this case, the more you use the card, the more rewards you'll get. Rewards can be free airline miles, cash-back, gift certificates, and more. On the other hand, if you are not looking for these kinds of credit card rewards then do not pay for an unnecessary expense. Instead, choose a card with no annual fee.

To get the best of both worlds,
you can get a credit card that pays you cash back even without charging you an annual fee. Using our navigation bar on the left, you can simply research the various credit card offers on this web site. We have also listed some of the better cards that charge an annual fee, to give you a choice, in case you are considering paying for various rewards. Once you picked the card(s) you like, you can apply online, as credit card application forms are just a click away from this page.

Blue from American Express®

Annual Fee: None Ongoing APR: As low as Prime + 6.99% (Currently 10.24%)

0% APR for up to 12 months - Get Blue from American Express® 0% APR on purchases for up to 12 months No Annual Fee Low Balance Transfer APR — 2.99% Fixed APR for 12 months Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences. Membership Rewards Express® program Express Approval. Get a decision in less than 60 seconds. Get More Info         Apply

Blue Cash® from American Express®

Annual Fee: None Ongoing APR: As low as Prime + 7.99% (Currently 11.24%)

Earn up to 5% cash back on everyday purchases - even gas! Up to 5% Cash Back with Unlimited Cash Rewards* Earn unlimited cash back 0% Intro APR for 12 months on purchases Low Balance Transfer rate - 2.99% fixed APR for 12 months No Annual Fee Express Approval. Get a decision in less than 60 seconds. *See Terms, Conditions & Disclosures Get More Info         Apply

Capital One® No Hassle MilesSM Rewards - Good Credit

Annual Fee: None Ongoing APR: Variable 13.90%

Earn miles 25% faster than with regular miles cards! Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases There's no limit to the miles you can earn and your miles won't expire There are no blackout dates and no seat restrictions Save with a 0% intro APR on purchases until October 2009 No annual fee *See website for Disclosures. Get More Info         Apply

HSBC Weekend Card

Annual Fee: None Ongoing APR: As low as 8.99%

Cash back on all purchases, all the time—double cash back on weekends. Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays 1% cash back on every single credit card purchase made Monday through Friday Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance 0% Introductory APR on balance transfers for 12 months* No annual fee *See terms & conditions. Get More Info         Apply

Discover® Business Card

Annual Fee: None Ongoing APR: 13.99% Fixed

Apply for Discover® Business Card. Earn $100 Cashback Bonus when you apply now** 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases No Annual Fee Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don't accept credit cards Free employee cards with customizable limits and monthly reporting on their spending *View rates, fees, rewards and other important information. Get More Info         Apply

Discover® More® Card - Sealife Collection

Annual Fee: None Ongoing APR: As low as 10.99%

Choose Your Sealife Card Design! 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners* Easy online account options that put you in control Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. Get More Info         Apply

Discover® More® Card

Annual Fee: None Ongoing APR: As low as 10.99%

Make your money worth More.SM* 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners* 0% Intro APR* Fraud specialists dedicated to helping you 24/7 Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. Get More Info         Apply

HSBC Platinum MasterCard® with Cash Back Rewards

Annual Fee: None Ongoing APR: As low as 8.99%

If you prefer cash back to reading the fine print, this card is for you. Earn an unlimited 1% cash back on every single purchase Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance 0% Intro APR on balance transfers for the first 12 months* No annual fee *See terms & conditions. Get More Info         Apply

IberiaBank Visa® Gold Cash Back Rewards Card

Annual Fee: None Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)

Low variable rates, plus 1% cash back! 1% cash back on everything you buy from day one. No limit on cash back; no expiration for the life of your account No minimum to redeem for cash No annual membership fee Download the Terms & Conditions here. Get More Info         Apply

Advanta Customizable BusinessCard with Unlimited Rewards

Annual Fee: None Ongoing APR: Prime + 2.74%

A business credit card, now with your favorite image on it. 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter* 7.99% Variable APR (based on Prime) on Purchases NEW! Unlimited Rewards* Earn cash back, travel, merchandise and more No Annual Fee and No Limit on the points you can earn Get employee cards with no fee and set spending limits per user $0 Fraud Liability Personalized card -- your company name on the card, plus logo or other image! * See website for Terms and Conditions. Get More Info         Apply

Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards

Annual Fee: None Ongoing APR: Fixed 14.99*

Make this Card Part of Your Investment Strategy. Earn one point for every dollar in net retail purchases. No annual fee Choose to redeem your WorldPoints® rewards as Investment Dollars, which can be directly added into your eligible Fidelity Account.* Card issued by FIA Card Services, N.A. *See website for complete Terms and Conditions of card usage and application disclosure. Get More Info         Apply

Capital One® Business Platinum with Preferred No Hassle MilesSM

Annual Fee: None Ongoing APR: As low as 14.99%

Up to 3 miles for every dollar spent* Earn triple rewards for purchases in your category of choice and one mile per dollar on all other purchases Choose from the following categories when you apply for this card: Travel and Lodging, Gas and Service Stations, Building Supplies and Hardware, Computers and Electronics, Office Supplies and Furniture, Advertising and Shipping. 0% APR on purchases until January 2010 0% APR on transferred balances until January 2010 No Annual Fee *See terms and conditions for more details. Get More Info         Apply

Discover® More® Card - American Flag

Annual Fee: None Ongoing APR: As low as 10.99%

Patriotic, American Flag Design! 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners 0% Intro APR* *View rates, fees, rewards and other important information. Get More Info         Apply

Discover® More® Card - Wildlife Collection

Annual Fee: None Ongoing APR: As low as 10.99%

Choose from different Wildlife Card Designs! Unlimited cash rewards* 5% to 20% Cashback Bonus® at top online retailers* Turn your Cashback Bonus® into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners* 0% Intro APR* Talk to a knowledgeable person in less than a minute $0 fraud liability guarantee Advanced fraud early warning alerts Secure online account numbers Fraud specialists dedicated to helping you 24/7 *View rates, fees, rewards and other important information. Get More Info         Apply

Discover® More® Card - Clear

Annual Fee: None Ongoing APR: As low as 10.99%

5% Cashback Bonus®*! Unlimited cash rewards* 5% to 20% Cashback Bonus® at top online retailers* Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners* Talk to a knowledgeable person in less than a minute 0% Intro APR* *View rates, fees, rewards and other important information. Get More Info         Apply

Discover® Open Road® Card

Annual Fee: None Ongoing APR: As low as 10.99%

5% Cashback Bonus® on gas and auto maintenance purchases 0% Intro APR* Save at the pump and everywhere else.* 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus® on all other purchases Unlimited cash rewards* Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Get More Info         Apply

Blue Sky® from American Express®

Annual Fee: None Ongoing APR: As low as Prime + 7.99% (Currently 11.24%)

Say good-bye to Travel Reward Restrictions! 0% Intro APR for up to 12 months on purchases Low Balance Transfer APR - 2.99% for 12 months Earn 1 point for every dollar you spend Points good on any airline, hotel, car rental and more. No blackout dates or travel restrictions Express Approval. Get a decision in less than 60 seconds. See Terms, Conditions & Disclosures Get More Info         Apply

HSBC Platinum MasterCard® with Cash or Fly Rewards

Annual Fee: None Ongoing APR: As low as 8.99%

Two compelling rewards: cash back or travel. Earn one point for every dollar of net retail purchases, everywhere you shop Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points Or redeem points for 1% cash back Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants* No annual fee, for qualifying applicants *See terms & conditions. Get More Info         Apply

Miles by Discover® Card

Annual Fee: None Ongoing APR: As low as 10.99%

A Miles card with no annual fee! Book any travel, anytime with no blackout dates or restrictions Double Miles on up to $3,000 in travel and restaurant purchases each year 1 Mile for every $1 on all your other purchases - personal and business Unlimited Miles that never expire as long as you use your card Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash 0% Intro APR* *View rates, fees, rewards and other important information. Get More Info         Apply

IberiaBank Visa® Platinum Rewards Card

Annual Fee: None Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)

The Platinum Card with the SCORECARD® Bonus Point Program. No annual fee 0% Introductory APR on balance transfers for your first 6 billing cycles Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more Download the Terms & Conditions here. Get More Info         Apply

IberiaBank Visa® Classic

Annual Fee: None Ongoing APR: As low as Prime + 3.00% (Currently 6.25%)

Variable rates as low as 8.00%! No annual membership fee 0% Introductory APR on balance transfers for your first 6 billing cycles* 25 Day grace period Online access to credit card information Download the Terms & Conditions here. Get More Info         Apply

Union Plus® Mastercard

Annual Fee: None Ongoing APR: As low as Prime + 4.99% (Currently 8.24%) - min. 9.99%

Get the card that works as hard as you do! FREE Rewards Program designed for hard-working union members. Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card. Earn 1 Point for every dollar spent anywhere Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*. 1.99% introductory APR on new purchases*. All Calls answered in the United States. No annual fee and No liability for unauthorized *View card Terms & Conditions. Get More Info         Apply