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Miles by Discover® Card

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Annual Fee: None
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Reward Program: Air Miles
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Issuer: Discover Bank

* See Terms and Conditions



Let your everyday purchases take you where you want to go with the Miles by Discover® Card and Travel with no Restrictions—book any travel through any airline, travel agent or online travel site. Earn Miles Faster—Double Miles on up to $3,000 on travel and restaurant purchases and 1 Mile for every $1 on all your other purchases. Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles. Plus, enjoy 0% Intro APR*. APPLY NOW!
*View Rates, Fees, Rewards and other important information.

Card Benefits:

  • Book any travel, anytime with no blackout dates or restrictions
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire as long as you use your card
  • Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles
  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7
  • Good Credit Required!

*View rates, fees, rewards and other important information.

REWARDS: Earn unlimited rewards on all purchases. Earn 2 Miles for each dollar you spend on your first $3,000 in combined travel and restaurant purchases each year. In addition, earn 1 Mile for each dollar you spend on all other purchases, including combined annual travel and restaurant purchases in excess of $3,000. Travel purchases are those made on airline tickets, hotel rooms, car rentals, cruises, tour operators and vacation packages purchased through travel agents, including online purchases. Restaurant purchases are those made at merchants classifed as full-service restaurants, cafes, cafeterias and fast food locations. Miles have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make the Minimum Payment Due by the Payment Due Date for two consecutive billing periods, your Miles will be forfeited. Full terms and conditions, including redemption information, will be sent with your card.

Terms of 12,000 BONUS MILES OFFER: Earn, 1,000 Bonus Miles each calendar month you make a purchase for 12 months from the date your account is opened, with a cap of 12,000 Bonus Miles. We are not responsible for merchant delays in processing transactions. This promotional offer is in addition to the standard Miles earned on purchases. Promotional Miles will be applied within 8 weeks.


See web site for complete terms & conditions





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