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Unsecured Credit Cards
Unsecured Credit Cards: Credit cards that are not secured by collateral.
Unsecured credit cards are for people with less than perfect credit, but good enough to not have to put down any collateral or to have a savings account to secure them. Customers qualify based on credit history, financial strength, and earnings potential. They differ from "regular" credit cards mainly in the higher interest rate they charge or in the higher amount for which they asses your account. Note: Normal credit cards are not advertised as unsecured and you need to have good credit rating to be able to get approved for such cards.
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Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home, or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. The catch is, that for people with bad credit or no credit, the options to get a new credit card are limited. This is where we can help. Please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs.
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