Unsecured Credit Cards

Unsecured Credit Cards: Credit cards that are not secured by collateral.
Unsecured credit cards are for people with less than perfect credit, but good enough to not have to put down any collateral or to have a savings account to secure them. Customers qualify based on credit history, financial strength, and earnings potential. They differ from "regular" credit cards mainly in the higher interest rate they charge or in the higher amount for which they asses your account. Note: Normal credit cards are not advertised as unsecured and you need to have good credit rating to be able to get approved for such cards.

Orchard Bank® Platinum MasterCard®

Annual Fee: $39-$59 Ongoing APR: 8.90%-18.90%

Bad Credit? — Good Platinum MasterCard®! Enjoy the prestige of Platinum with no up front fees Premium Platinum benefits including Purchase Protection Great credit card to strengthen your credit Reports to all 3 credit bureaus monthly, which can help improve your credit score Free Online 24-hour Account Access and Bill Pay Periodic credit limit increases View the Credit Terms & Conditions. Get More Info         Apply

Capital One® Standard Platinum

Annual Fee: None Ongoing APR: 17.80%

Great choice if you carry a balance short-term. Enjoy 0% on purchases until October 2008 No annual fee Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping *See website for Disclosures. Get More Info         Apply

First PREMIER Bank MasterCard®

Annual Fee: $48.00* Monthly Fee: $7.00* Ongoing APR: 9.9%*

Apply for a Credit Card with Less than Perfect Credit! Monthly reporting to 4 major credit bureaus. Low APR on purchases. Quality Customer Service. 24-Hour Account Access by Phone See Rates, Fees & Terms for current information. Get More Info         Apply

Capital One® No Hassle CashSM Rewards - New to Credit

Annual Fee: $29.00 Ongoing APR: 14.90%

A Cash Back card for people New to Credit. 25% annual bonus on the cash you earn* 1% cash back on every purchase 0% APR on purchases until October 2008. After that, variable APR, currently 14.9%* No limit on cash back and rewards won't expire for the life of your account Redeem cash whenever you like $29 annual fee *See website for Disclosures. Get More Info         Apply

Centennial® MasterCard®/Visa®

Annual Fee: $48.00* Monthly Fee: $7.00* Ongoing APR: 9.9%*

Reports monthly to 4 Major Credit Bureaus! Low APR on purchases Credit decisions in less than 60 seconds A Credit Card for Those with Less than Perfect Credit Quality Customer Service Accepted where you see the MasterCard®/Visa® logo Over 3 million credit card holders Choice of MasterCard® or Visa® Enjoy the benefit of 24-hour phone account access Get access to online credit education Monthly credit bureau reporting *See Rates, Fees & Terms for current information. Get More Info         Apply

Total Visa® Card

Annual Fee: $48.00 Monthly Fee: $8 ($96 Annualized) Ongoing APR: 19.92%

The VISA Card for people with "less than perfect" credit. Instant On-Line Decision Free 24 hour Online Account Access Monthly Reporting to All Major Credit Bureaus Fraud Protection Outstanding Customer Service See Rates, Fees & Other Costs. Get More Info         Apply

Rewards 660 Visa® Card

Annual Fee: $48.00 Monthly Fee: $10.00 Ongoing APR: 19.92%

Get a Visa® card that rewards you with no fee credit limit increases as often as every 3 months. No Fee Credit Limit Increases* $300 Starting and $2,000 Maximum Credit Limit Fast Online Response Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax) FREE Online Account Access FREE Online Payments *See Rates, Fees & Terms. Get More Info         Apply

Orchard Bank Classic MasterCard®

Annual Fee: $79.00 Ongoing APR: 8.90%-18.90%

If you do not qualify for the Classic card, you will be offered Secured card! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment View the Credit Terms & Conditions. Get More Info         Apply

Centennial® Gold MasterCard®/Visa®

Annual Fee: $48.00* Monthly Fee: $7.00* Ongoing APR: 9.9%*

Your Chance to Apply for the Prestige of GOLD! Reports monthly to 4 Major Credit Bureaus Low APR on purchases Get the prestige of a GOLD MasterCard®/Visa® All applications accepted All credit types welcome to apply $50 Credit Limit Increase by Making your first 2 Minimum Payments! *See Rates, Fees & Terms for current information. Get More Info         Apply

Continental Finance MasterCard®

Annual Fee: $50.00 Monthly Fee: $12.00 Ongoing APR: 19.92%

Get a second chance with Continental Finance! Get Your Application Results in Seconds Monthly reporting to the Major Credit Bureaus Free Online Access Excellent Online Tools for Managing Your Finances Semi-Annual Credit Limit Increases No Minimum Monthly Income Requirements* Unsecured MasterCard Accepted at Millions of Locations Worldwide *Approval subject to other criteria. See Terms and Conditions. Get More Info         Apply

Continental Finance Gold MasterCard®

Annual Fee: $25.00 Monthly Fee: $12.00 Ongoing APR: 9.75%

Get a second chance with rates as low as 9.75% APR*! Rates as low as 9.75% APR* Unsecured MasterCard Accepted at Millions of Locations Worldwide Monthly reporting to the Major Credit Bureaus Free Online Access Excellent Online Tools for Managing Your Finances Semi-Annual Credit Limit Increases Prestige of carrying a Gold card *See website forTerms and Conditions. Get More Info         Apply

First PREMIER Bank Platinum Credit Card

Annual Fee: $48.00* Monthly Fee: $7.00* Ongoing APR: 9.9%*

Here's Your Chance To Apply for A First PREMIER Bank Platinum Credit Card. Monthly reporting to 4 major credit bureaus. Low APR on purchases. Quality Customer Service. All applications accepted! All credit types welcome to apply! See Rates, Fees & Terms for current information. Get More Info         Apply

Tribute® Gold MasterCard® Credit Card

Annual Fee: $150* Monthly Fee: $6* Ongoing APR: Prime +11.75%* (Min. 19.50%)

Bad credit history? This could be the right card for you! Unsecured Gold MasterCard® Credit Card Reports to the Major Credit Bureaus MasterCard® cards are accepted at over 25 million locations worldwide Quick Online Decision Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart. Get More Info         Apply

First PREMIER Bank Gold MasterCard®

Annual Fee: $48.00* Monthly Fee: $7.00* Ongoing APR: 9.9%*

Get the prestige of a Gold card! Credit decisions in less than 60 seconds! Quality Customer Service Low APR on purchases Instant credit decisions Gold Card Prestige Reports monthly to 4 Major Credit Bureaus Accepted where you see the MasterCard logo Over 3 million credit card holders See Rates, Fees & Terms for current information. Get More Info         Apply

Access Visa® Card

Annual Fee: $48.00 Monthly Fee: $8 ($96 Annualized) Ongoing APR: 19.92%

Access Visa® for those with less than perfect credit! Instant On-Line Decision Bad Credit? No Credit? Give Access A Try! Outstanding Customer Service Free 24 Hour Online Account Access Reports to All Major Credit Bureaus See Rates, Fees & Other Costs. Get More Info         Apply

MyCreditCardFinder

One site, dozens of offers tailored to you! Simple and Easy to use Review up to 10 different credit card offers Find a credit card at no cost Free credit related information Get More Info         Apply

Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home, or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. The catch is, that for people with bad credit or no credit, the options to get a new credit card are limited. This is where we can help. Please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs.