BoatU.S. WorldPoints® Platinum Plus® Visa®

Ongoing APR: As low as Fixed 9.9%*
Annual Fee: None
APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Cash Advance APR: 0% for twelve billing cycles, then 19.99%
Cash Advance Fee: 3%, $10 minimum
Grace Period: 20 Days (Min.)
Reward Program: WorldPoints with Marine Bonus Points
Late Fee: $15-$39
Overlimit Fee: $15-$39
Issuer: Bank of America

  APPLY FOR THIS CARD!

A flexible and unique rewards program that puts you first. Select from cash back, travel, merchandise or personal services that are yours for the picking. Earn bonus points for Marine, Marine Services and Supplies (MCC 4468) and Boat Rentals and Leases (MCC 4457).

Travel

Your passport to a world of adventure
You can redeem your WorldPoints™ for airline tickets, hotel reservations, select vacation packages, car rentals, and more. Whether you want to travel across the country, fly overseas, or sail away on a romantic cruise — the choice is yours. Plus there are no blackout dates or other major carrier restrictions, so you can travel according to your schedule and during special holidays excluded by other rewards programs.

WorldPoints™

Earn 1 point per dollar of new net retail purchases charged to your credit card with WorldPoints. Balance transfers, cash advances including purchases of money orders or other cash equivalents, out of network payments made through the Bill Pay Choice™ service, purchases made by or for a business or for a business purpose, fees, finance charges and unauthorized/fraudulent transactions do not earn points. Points have no cash value except as described in connection with cash rewards, may not be used to pay any credit card balance, and are valid for 5 years. TRAVEL REWARDS have point and corresponding maximum dollar value ("MDV") requirements. Miscellaneous costs not included. Rewards subject to availability. Air. Points and MDV needed to travel within the 48 continental states (including Washington, D.C.): 25,000/$400; 48 states to Canada, Mexico, or PR: 35,000/$600; 48 states to AK, HI, or Caribbean: 45,000/$600; 48 states to Europe: 60,000/$800; 48 states to Central or South America, Asia, Africa, or the South Pacific: 85,000/$1,150: the respective Point and MDV values also apply should travel begin in AK, HI, or PR and end within the 48 states or D.C. MDV includes all taxes and destination fees except the September 11th Security Fee. First and business class rewards available upon request. Unless redeeming for first- or business class fare, ticket will be lowest coach class fare available through the WorldPoints redemption center. Special air arrangements require payment of additional points and processing fee. Additional terms apply. Car. Rent any car for any number of days with pickup and return to the same rental location within the U.S. For every 5,000 points you redeem for an eligible car rental, you receive a ($50) credit toward the rental cost. 5,000 Points = $50 MDV. 7-day advance reservations required and arrangements subject to availability. Credit, age, and driver requirements apply. Miscellaneous costs are your responsibility. Additional terms apply. Hotel. For every 5,000 points you redeem, you receive a ($50) credit toward the nightly cost of the accommodations. 5,000 Points = $50 MDV. 7-day advance reservations required and accommodations subject to availability. No minimum stay required. Miscellaneous costs are your responsibility. Additional terms apply.MERCHANDISE AND GIFT CERTIFICATE REWARDS. Online merchandise catalog has widest selection; abridged pamphlet mailed upon request. Featured items may not reflect actual rewards. Goods of equal or similar value may be substituted if reward is unavailable. Rewards shipped prepaid. CASH REWARDS available online or by telephone. Cash reward check values and required Points: $12.50/2,500; $25/5,000; $37.50/7,500; $80/10,000; $120/15,000; $160/20,000; $250/25,000; $350/35,000 and $500/50,000. Check issued upon request of Customer, made payable as described in complete Rules, and mailed within 14 business days of request. Check expires 90 days after date of issue. No yearly limit: to qualify, account must have active charging privileges. Unless authorized by us, points and rewards may not be combined with discounts or other programs, including airline or credit card programs, in the U.S. or abroad. Independent third parties manage, the Merchandise and Gift Card/Certificate Rewards portion of the Program. An independent third party travel agency, registered to do business in California (Reg. No. 2036509-50); Ohio (Reg. No. 87890286); Washington (6011237430) and other states, as required, manages the Travel portion of the Program. The Cash Rewards portion of the Program is managed by FIA Card Services, N.A. The MyConcierge Rewards portion of the Program is managed by Les Concierges, Inc. We are not responsible for errors and /or omissions in any Program document. Program terms may change. Program void where prohibited by law. For more information, visit www.bankofamerica.com/worldpoints. Details accompany new account materials. All cardholders receive WorldPoints benefits.

Card issued by FIA Card Services, NA. — See web site for complete terms & conditions of card usage and application disclosure.