Capital One® No Hassle Miles^SM Rewards - Good Credit

Intro APR for Purchases: 0.00% (for — until October 2009)
Ongoing APR: Variable 13.90%
Annual Fee: None
APR for Balance Transfers: Variable 13.90%
Balance Transfer Fee: None
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Grace Period: 25 Days
Reward Program: At least 1.25 miles/dollar on net purchases*
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Issuer: Capital One Bank

  APPLY FOR THIS CARD!

Earn miles 25% faster than with regular miles cards—for customers with good credit.

The choice is yours. Redeem your miles for:

• Travel: Fly for free on your next vacation for as few as 15,000 miles
  
• Cash: Pad your savings account for that next big purchase
  
• Merchandise: Get your hands on the latest electronics and other must-have merchandise
  
• Charitable Donations: It always feels good to help out—donate your miles
  
• Gift Cards: giving just got easier with our brand-name gift cards
  
• You can even use your miles for car rentals and hotels—for any purchase you've made with your Capital One credit card!
  

If you have Good Credit, all of these statements are true for you**:

• I have had a loan or credit card for 3 years or more
  
• I have had a credit card with a limit above $5,000
  
• I have not been more than 60 days late on a credit card, medical bill, and/or loan in the last year
  

**Please note: these are minimum requirements and meeting these criteria does not guarantee approval.

Earn miles on purchases and redeem them for flights on any airline, with no seat restrictions. Fly anytime you want, including holidays.

FEATURES

• Earn miles 25% faster than with regular mileage cards with 1.25 miles for each dollar spent on purchases*
  
• You choose—fly any airline, anytime, with no blackout dates or seat restrictions
  
• Miles won't expire for the life of your account—no limit on the miles you can earn
  
• Just think, all this with no annual membership fee
  
• Exclusive savings: up to 40% off featured deals and 10% savings on everything else at the Capital One Saving Zone^SM on Yahoo! Shopping*
  
• $0 fraud liability for any unauthorized use if your card is lost or stolen
  
• 24-Hour Travel and Emergency Assistance
  
• Additional protection on your purchases with an extended warranty program from Visa®
  
• Emergency card replacement or cash advance if your card is lost or stolen
  

Get more mileage out of your miles rewards credit card:
Choose the rewards program that gives you more with Capital One No Hassle Miles^SM Rewards.

• More miles—earn miles for every dollar you spend.
  
• More freedom—fly anytime, anywhere, with no blackout dates.
  
• More options—not ready to book a flight? Trade your miles in for cash or merchandise, or donate them to charity.
  
• More speed—fly free for as few as 15,000 miles.
  
• More convenience—redeem your No Hassle Miles online or by phone.
  

Miles Redemption examples:

• 15,000: Saver (tickets up to $150)
  
• 35,000: Standard (tickets from $150.01 to $350)
  
• 60,000: Super (tickets from $350.01 to $600)
  
• 100x the ticket price: Unlimited (tickets more than $600)
  

* See website for complete disclosure and card features.