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Capital One® Standard Platinum

Intro APR for Purchases: 0.00% (for — until May 2009)
Ongoing APR: Variable 19.80%
Annual Fee: None
APR for Balance Transfers: Variable 19.80%
Balance Transfer Fee: None
Cash Advance APR: 22.90%
Cash Advance Fee: 3%, $10 minimum
Grace Period: 25 Days
Reward Program: Saving Zone Discounts
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Issuer: Capital One Bank



If you want a card with no annual fee, this is a great choice. A Platinum card with all the benefits of Platinum membership. Use it for hotel or car rental reservations, online payments, and other real-world conveniences. This credit card is for people with Average Credit**.

If you want a card with no annual fee, this is a great choice:

  • 0% on purchases until May 2009
  • $0 annual fee
  • $0 balance transfer fees
  • $0 Fraud Liability for unauthorized use if your card is lost or stolen
  • Exclusive savings: up to 40% off on featured deals and 10% on everything else at Capital One Saving Zone on Yahoo! Shopping

Capital One® Saving Zone — Overview:
Just Another Perk We Think You Deserve

  • Save up to 40% on featured items
  • Save an extra 10% on every purchase
  • Thousands of brand name items

The Saving Zone is an exclusive store within Yahoo Shopping designed only for Capital One cardholders. When you shop the Saving Zone with your Capital One credit card you'll enjoy special discounts on thousands of brand-name items. Pick it out, put it in your cart, pay with your Capital One credit card and discover an effortless discounted shopping experience.

**This card is right for people with Avarage Credit:

If you have Average Credit, all of these statements are true for you:

  • I currently have or have had a US loan or credit card
  • My credit limit on a current credit card, if any, is less than $5,000
  • I may have been late on a credit card, medical bill, and/or loan payment in the last 6 months

Please note: these are minimum requirements and meeting these criteria does not guarantee approval.

* See website for complete disclosure and card features.

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